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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Fast service and fast payment pleasure to have a ser...

5
Fast service and fast payment pleasure to have a service for emergencies like this Reviewed on: 12th March 2025

Plata were rapid in dealing with my request and expl...

5
Plata were rapid in dealing with my request and explained everything in great detail so me so I felt reassured and in safe hands. From start to finish they have been a delight to use. Thank you Reviewed on: 12th March 2025

It was very easy to secure a loan after they have ca...

5
It was very easy to secure a loan after they have carried and completed their checks.. Reviewed on: 12th March 2025

quick decision

5
Good rates and fare process and quick decision Reviewed on: 12th March 2025

Plata was recommended to me from an email I received...

5
Plata was recommended to me from an email I received for a loan. I went on their website and viewed various loan amount options and repayment lengths which instantly showed me my monthly repayments which I thought was really good and helpful which helped me make up my mind about the amount I would like to borrow and the length. The application form was really simple and easy. Once my application was approved I received instant confirmation and paperwork to confirm everything from the start of my monthly repayments to how long the money would be in my account. I was very happy and pleased with my experience with plata. Reviewed on: 12th March 2025

excelent all round.

5
excelent all round. fantastic service, speedy and no problem to big or small to resolve Reviewed on: 12th March 2025

excellent consolidation loan

5
I had been needing to consolidate my debts for a good while but was unable to. Plata made an offer that decreased my interest with great repayments over 2 years meaning i can be debt free quicker. so fast and easy with money in my account same day. fantastic company making my financial situation much better and easier to manage. Reviewed on: 12th March 2025

I applied for loans and it was so easy and...

5
I applied for loans and it was so easy and accessible Reviewed on: 12th March 2025

Easily apply and straight forward loans Apr reasonable

5
Easily apply and straight forward loans Apr reasonable Reviewed on: 12th March 2025

Everything was well done.

5
Everything was well done. From welcoming chat to final outcome. Reviewed on: 12th March 2025

Review Plata: Personal loans now

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