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Plata: Personal loans reviews

4.94
Based on 10,826 reviews, last reviewed 4th Mar 2026
263500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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0%
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Latest highest rating:

5

I am very happy with Plata. I am very happy with Plata. Very nice customer service and fast. When there is a problem, they will solve it very quickly and so that you are satisfie... Read more Reviewed on: 4th March 2026
Kamil Herkt (scuti)'s avatar
Kamil Herkt (scuti)

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10826)

Easy to apply with good service and value.

5
Easy to apply with good service and value. Reviewed on: 4th June 2024

Reasonable rates and reasonable response timeframes.

4
Reasonable rates and reasonable response timeframes. Easy to apply Reviewed on: 4th June 2024

I had an excellent experience overall

5
I had an excellent experience overall Reviewed on: 4th June 2024

Efficient application. Reasonable rate.

4
Efficient application. Seemed like a reasonable rate across the options available Reviewed on: 4th June 2024

Great Smooth process.

5
Great Smooth process. Easy to work & very understandable. Reviewed on: 4th June 2024

Was alright, but the APR is a bit high

4
Was alright, but the APR is a bit high Reviewed on: 4th June 2024

What an amazing company to use!

5
Extremely easy process from start to finish! The decision was extremely quick and thorough, I was called within an hour of my application and was asked questions to make sure this was the right financial decision for me and had a decision an hour later! The money was paid into my account 3 hours after the decision! Would recommend to anyone looking for a great experience with friendly staff! Reviewed on: 4th June 2024

Super easy

5
Very easy process from beginning to end Reviewed on: 4th June 2024

Fantastic value

5
Fast and easy with great communication throughout the process great value on the loan as well really feel like I got the best deal out there for my needs and I would highly recommend this company Reviewed on: 4th June 2024

Quick and easy to apply.

5
Quick and easy to apply. All terms and conditions made very clear throughout the entire application. Money was in my account within 24 hours. Reviewed on: 4th June 2024

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