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Plata: Personal loans reviews

4.94
Based on 10,784 reviews, last reviewed 3rd Mar 2026
259400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Easy application process and quick set up Easy application process and quick set up Reviewed on: 3rd March 2026
David H's avatar
David H

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10784)

Plata is Great, easy to manage online and with custo...

5
Plata is Great, easy to manage online and with customer service. Reviewed on: 26th May 2024

Very easy application, decision in minutes, quick pa...

5
Very easy application, decision in minutes, quick payment to bank, easy early payments Reviewed on: 26th May 2024

Really quick and easy no problems everything was str...

5
Really quick and easy no problems everything was straightforward Reviewed on: 26th May 2024

The customer service is very good

4
The customer service is very good Reviewed on: 25th May 2024

Smooth, helpful and easy.

5
Smooth, helpful and easy. Application was simple and straightforward and very quick. No complications. Reviewed on: 25th May 2024

Plata, were there to help me when I really needed he...

5
Plata, were there to help me when I really needed help consolidating my finances, they were externally friendly and helpful on the phone and my circumstances taken into account before a decision was made. Money was paid in swiftly and everything from early repayments etc were explained to me couldn’t be happier with the service I received. Reviewed on: 25th May 2024

Plata made things quick and easy to apply and receiv...

5
Plata made things quick and easy to apply and receive the loan. The call to make sure you are 100% happy and are in a good financial situation for the loan is great. An all round great experience with plata. Reviewed on: 25th May 2024

Amazing service very easy and quick

5
Amazing service very easy and quick Reviewed on: 25th May 2024

It just worked .

4
It just worked ....unusually....,,..................... Reviewed on: 25th May 2024

Plata Personal Loans

3
In my experience to date, Plata has been open with information and accessible when needed. Reviewed on: 25th May 2024

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