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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Had issues getting into site but not good at rec thi...

5
Had issues getting into site but not good at rec things onc in no problems for getting loan and a top up months later very easy and straight forward Reviewed on: 7th March 2025

Fast service spot on helped me clear some old debts...

5
Fast service spot on helped me clear some old debts Reviewed on: 7th March 2025

Easy to Apply and Quick Transfer of Funds

5
Easy to apply and the money was transfered immediately. Reviewed on: 7th March 2025

Everything was fine.

5
Everything was fine. Very speedy and all checked done and dusted. But felt comfortable Reviewed on: 7th March 2025

Fast forward application process.

4
Fast forward application process. It's just that the interest rate is really high. Desperation pushed me into taking the loan but at least Plata made it easy. Reviewed on: 7th March 2025

Quick response

4
Responses from the team are very quick and relevant. Reviewed on: 7th March 2025

Simple application process, quick decision and the f...

5
Simple application process, quick decision and the funds are with you immediately! Delighted with the ongoing communication and updates from Plata. Overall a stress-free process. Reviewed on: 7th March 2025

Very easy to deal with, great service, provided all...

5
Very easy to deal with, great service, provided all information needed. Reviewed on: 7th March 2025

quick and easy application

4
application was simple and money received immediately Reviewed on: 7th March 2025

Easy and quick service.

5
Easy and quick service. Another happy customer. Reviewed on: 7th March 2025

Review Plata: Personal loans now

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