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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Easy application and quick reply no problems happy w...

5
Easy application and quick reply no problems happy with the service. Reviewed on: 7th March 2025

Easy to setup, APR is a bit high but great overall

4
Easy to setup, APR is a bit high but the ability to pay things early without extra payments needed, is very great. Got the funds very quickly on the same day and detailed information provided in terms of loan terms and payments. Portal is very user friendly Reviewed on: 7th March 2025

Great customer service

5
Great customer service and great experience Reviewed on: 7th March 2025

very good .

5
very good .so quick and easy from the website. Excellent all round service. Reviewed on: 7th March 2025

Process was very straight forward and was kept in th...

5
Process was very straight forward and was kept in the loop the whole way . Reviewed on: 7th March 2025

I could not be any more happier with the smooth proc...

5
I could not be any more happier with the smooth process and excellent service. Reviewed on: 7th March 2025

Personal loan

5
It was easy well communicated with any questions Reviewed on: 7th March 2025

Plata, a pleasant and positive surprise

5
When applying for a loan with Plata the whole experience was extremely positive. Staff were friendly, professional and knowledgeable. The application was straightforward and the wholesalers process was smooth as a breeze. I definitely would recommend them. You won't regret. Reviewed on: 7th March 2025

Great service

5
Easy application, decision in minutes, funds transferred straight away, email communications when needed no hounding. Reviewed on: 7th March 2025

Faultless and first class

5
Faultless and professional from start to finish Reviewed on: 7th March 2025

Review Plata: Personal loans now

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