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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

The best

5
Applying was easy, money was in my bank the same day, good interest rate Reviewed on: 26th March 2026
Phil Haylor's avatar
Phil Haylor

Fast efficient loans easy to apply for and affordabl...

5
Fast efficient loans easy to apply for and affordable monthly payments Reviewed on: 26th March 2026
Natalia's avatar
Natalia

Very fast and fair decision .

5
Very fast and fair decision . The open banking system makes it fast and easy Reviewed on: 26th March 2026
Marie I's avatar
Marie I

Plata's customer representative was very considerate...

5
Plata's customer representative was very considerate in understanding my financial circumstances, and a payment plan was discussed, tailored to how much I can afford monthly. I was satisfied with the support that I received. Reviewed on: 26th March 2026
Onyebuchi O's avatar
Onyebuchi O

Very happy would recommend and would use them again...

5
Very happy would recommend and would use them again Reviewed on: 26th March 2026
Terry walker's avatar
Terry walker

Just overall easy and sorted fast communication good

5
Just overall easy and sorted fast communication good Reviewed on: 26th March 2026
Andrew's avatar
Andrew

Easy application, no issues with account service

5
Easy application, no issues with account service Reviewed on: 26th March 2026
Joseph D's avatar
Joseph D

Smooth and Fast Personal Loan Experience

5
I recently used Plata for a loan, and overall I’m happy with the experience. The application was simple and didn’t take much time. I appreciated how clearly everything was explained, especially the terms and repayment details. The approval was fast, and I received the money without delays. It’s a convenient option if you need quick financial support. Reviewed on: 26th March 2026
Emmie's avatar
Emmie

Really good online experience.

5
Really good online experience. Quick and easy to use. Reviewed on: 26th March 2026
Karen M's avatar
Karen M

Excellent service

5
The CS team were professional, explained my options, they offered the best repayment rates. Website was easy to navigate, loan application was very easy to understand and my funds were paid on the next working day and before noon. Reviewed on: 26th March 2026
Babsy Gray's avatar
Babsy Gray

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