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Plata: Personal loans reviews

View other Plata products
4.94
Based on 10,853 reviews, last reviewed 5th Mar 2026
266100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Very good experience and excellent service Very good experience and excellent service Reviewed on: 5th March 2026
Deborah P's avatar
Deborah P

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (10853)

Plata process seamless!

5
I have just opened an account with Plata and the process was seamless! I have been considering consolidating debt for a while and they were a recommended provider on Credit Karma. After going through a soft search, my application was essentially in place pretty much straight away, I just had to sign my documents. I received the loan the very next day and was able to set my payment date etc. Whilst the apr at present is slightly higher, again aren't interest rates still a bit high all over the place, it really has helped me to get the loan I was needing and the process was quick and painless. Reviewed on: 13th May 2024
KelsDawnC's avatar
KelsDawnC

very helpful, professional and friendly and will to...

5
very helpful, professional and friendly and will to help and advise. Reviewed on: 13th May 2024
Martin C's avatar
Martin C

Great experience!

5
Great experience! It was a very fair and helpful process. Reviewed on: 13th May 2024
myname's avatar
myname

Dependable

5
Excellent service very easy to apply for a loan Reviewed on: 13th May 2024
Tahsin A's avatar
Tahsin A

Great Service , good customer service helpful and pa...

5
Great Service , good customer service helpful and patient Reviewed on: 13th May 2024
Carol Harries's avatar
Carol Harries

Very easy application, first loan I have ever taken...

5
Very easy application, first loan I have ever taken out and wouldn't have done it with anyone else, very easy to use website too. Reviewed on: 13th May 2024
Daniel S's avatar
Daniel S

Easy to arrange and efficient and got the money pret...

5
Easy to arrange and efficient and got the money pretty quickly. Reviewed on: 13th May 2024
Gail B's avatar
Gail B

Easy process, Great rates

5
Very straightforward loan process and a decent rate as well. Reviewed on: 13th May 2024
Jake D's avatar
Jake D

Easy and stress free.

5
Easy and stress free. Helpful staff when I encountered a problem with application. Reviewed on: 13th May 2024
Graeme K's avatar
Graeme K

Excellent all the way through

5
Process was fast and smooth. Everything was transparent without any hidden fees. It helped that I was able to go through the entire process in less than 20 minutes and I also appreciated being able to find out the outcome in a speedy manner. Reviewed on: 13th May 2024
Alina B's avatar
Alina B

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