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Plata: Personal loans reviews

4.94
Based on 10,775 reviews, last reviewed 2nd Mar 2026
258500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Plata A1 service..... So easy to apply to Plata, instant decision, money transfer very quickly. Customer service excellent, friendly, knowledgeable staff who are happy to a... Read more Reviewed on: 2nd March 2026
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Sue

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
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Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10775)

Absolutely amazing experience from start to finish

5
Absolutely amazing experience from start to finish Reviewed on: 8th May 2024

Very easy online application which was very easy to...

5
Very easy online application which was very easy to follow with verifying account email and mobile number was also an easy process Reviewed on: 8th May 2024

Life savers!

5
Plata were the only company out there to help me with my debt consolidation! I was in an incredibly tight spot in my life and Plata helped me secure a loan which helped myself and my family. Amazingly affordable payments and any interaction I have had with the Plata team has be faultless! 11/10 service would always recommend without a doubt. Thank you for being the people that saved me from my money woes Reviewed on: 8th May 2024

Everything was easy as they said and easy managed th...

5
Everything was easy as they said and easy managed the payment on your own Reviewed on: 8th May 2024

Plata is a Top tier lender!

5
I applied for the loan around midnight and woke up the next morning and within an hour and 42 minutes I received a call about my application with some follow up questions, and I managed to get everything sorted within an hour and had my loan drop same day just before the bank holiday weekend, how great is that?! I must say the customer service agent was incredibly lovely and interested in what I was intending to use the loan for. I thoroughly did my research before applying and looked up Plata on review sites to read what others experienced and gage how everything could work out. I am so happy I chose them for a loan - they seem secure, supportive, and their website is incredibly easy to use. Thanks for the great experience and the quick turnaround. Top tier lender by a mile! :) Reviewed on: 8th May 2024

Great Service

5
Great all round experience, everything dealt with efficiently Reviewed on: 8th May 2024

The lady I spoke to was excellent, knowledgeable and...

5
The lady I spoke to was excellent, knowledgeable and easy to communicate with. She explained everything carefully and went out of her way to make everything clear and easy to understand Reviewed on: 8th May 2024

Quick and simple easy to apply Freindly and polte s...

5
Quick and simple easy to apply Freindly and polte staff. Reviewed on: 8th May 2024

Amazing quick easy application!

5
Amazing quick easy application! Highly responsive and well trained staff! Reviewed on: 8th May 2024

Quickly receive the money after a easy enough applic...

4
Quickly receive the money after a easy enough application & the website has a simple interface Reviewed on: 8th May 2024

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