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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

I needed a loan pretty quickly to replace a boiler t...

5
I needed a loan pretty quickly to replace a boiler that packed in over the Christmas period.. I looked at several providers. Some of the interest rates were outrageous. Plata seemed reasonable considering my current credit rating. The process was quick and easy,. Reviewed on: 4th March 2025

Very easy to use and very friendly

5
Very easy to use and very friendly Reviewed on: 4th March 2025

Excellent

5
Easy to fill out the forms no long winded question. Money in your bank the same day Reviewed on: 4th March 2025

Quick application with money paid out the same day

5
Quick application with money paid out the same day Reviewed on: 4th March 2025

it was quick and easy and everyone was polite and ef...

5
it was quick and easy and everyone was polite and efficient. Reviewed on: 4th March 2025

Easy and efficient service.

5
Easy and efficient service. Easy to follow instructions and clear warnings. The money was in my account very quickly with no hassles. Reviewed on: 4th March 2025

May loan application was dealth with speedingly with...

5
May loan application was dealth with speedingly with a decision and my account credited withing a day. Excellent service, keep it up. Reviewed on: 4th March 2025

Smooth service and clear documentation

5
Smooth service and clear documentation Reviewed on: 4th March 2025

Plata are extremely good at providing customer servi...

5
Plata are extremely good at providing customer service and and their method of communication is absolutely amazing. The application form is far too easy to complete Reviewed on: 4th March 2025

A great service!

5
A great service with cash in the bank one day after application. Reviewed on: 4th March 2025

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