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Plata: Personal loans reviews

4.94
Based on 10,772 reviews, last reviewed 2nd Mar 2026
258200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Nice and easy process clear information Nice and easy process clear information Reviewed on: 2nd March 2026
Calum B's avatar
Calum B

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10772)

Highly recommend

5
It was a smooth quick process and at the time needed - very grateful for such quick and easy process Reviewed on: 9th May 2024

Easy to complete the application

5
Easy to complete the application Reviewed on: 9th May 2024

Easy to sort and good online service

5
Easy to sort and good online service Reviewed on: 9th May 2024

Customer focused and clear communication

5
Looking to purchase a campervan Plata were customer centric great communication and clear process Reviewed on: 9th May 2024

Excellent service , I’m really happy .

5
Excellent service , I’m really happy . Recommend 100%! Reviewed on: 9th May 2024

Easy and simple

5
Easy and simple - really easy to understand terminology, lays out clearly what the options are and quick application process. Reviewed on: 9th May 2024

Excellent service, easy access

5
From start to finish interacting with Plata over the phone and via the online application. All of their staff have been attentive and very professional. I would highly rate them for anyone who is unsure as to loan processes or has specific circumstances that might make it difficult elsewhere. Reviewed on: 8th May 2024

Absolutely amazing experience from start to finish

5
Absolutely amazing experience from start to finish Reviewed on: 8th May 2024

Very easy online application which was very easy to...

5
Very easy online application which was very easy to follow with verifying account email and mobile number was also an easy process Reviewed on: 8th May 2024

Life savers!

5
Plata were the only company out there to help me with my debt consolidation! I was in an incredibly tight spot in my life and Plata helped me secure a loan which helped myself and my family. Amazingly affordable payments and any interaction I have had with the Plata team has be faultless! 11/10 service would always recommend without a doubt. Thank you for being the people that saved me from my money woes Reviewed on: 8th May 2024

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