Paid advertisement
Smart Money People Logo
Newsletter

Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (13652)

Very easy to apply and quick very good service.

5
Very easy to apply and quick very good service. Reviewed on: 4th March 2025

When I needed help when bank and no one else could p...

5
When I needed help when bank and no one else could plata stood up to the plate. Simple form to fill in on line decision in minutes. Customer service polite and very friendly. Also helped by taking all the worries out of it all. Reviewed on: 4th March 2025

Easy and straightforward application.

5
Easy and straightforward application. Reviewed on: 4th March 2025

I’ve had a really easy and positive experience

5
I’ve had a really easy and positive experience Reviewed on: 4th March 2025

good process from start to finish

5
good process from start to finish Reviewed on: 4th March 2025

5 STAR rating

5
First class, simple procedure, friendly and very professional Reviewed on: 4th March 2025

Great experience

5
Dealt with very promptly and efficiently Reviewed on: 4th March 2025

Great rate for customer with poor credit history

5
I have a poor credit rating, due to a default 5 years ago (a single missed payment, which was paid off in full, but unfortunately too late to avoid the default). Plata’s rate was by far the best and process was quick and easy. Reviewed on: 4th March 2025

Plata gave me the best opinion for a loan!

5
Plata gave me the best opinion for a loan! Everything was clear, easy and understanding Reviewed on: 4th March 2025

Very good from start to finish .

5
Very good from start to finish . Reviewed on: 4th March 2025

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review