Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 10,741 reviews, last reviewed 2nd Mar 2026
255100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I had a second loan with Plata. I had a second loan with Plata.. Straight forward process.. excellent service. Reviewed on: 2nd March 2026
Anthony T's avatar
Anthony T

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (10741)

A port in a storm

5
I've always had an okay credit rating but sometime things out of the blue happen and you're stuck. In these times when the chips are down and are struggling you perpetually get in a cycle that's difficult to get out from, times when you need financial help but nobody is prepared to give you the assistance you require. Plata bucked this trend and helped me get out of the loop. They listened and gave me the help I needed. For this I am extremely grateful and can't recommend Plata as a creditor highly enough. Reviewed on: 24th April 2024

Very easy to apply.

5
Very easy to apply. Very helpful and approachable staff. Would recommend Reviewed on: 24th April 2024

Relatively quick and easy to apply

4
Relatively quick and easy to apply Reviewed on: 24th April 2024

Happy customer

5
Good communication, quick decision, happy customer. Reviewed on: 24th April 2024

Very easy to get set up and receive money on time wh...

5
Very easy to get set up and receive money on time when in need Reviewed on: 24th April 2024

Great company to deal withl...

5
Easy application fast payout just what I needed no long drawn out application and a long wait for a decision highly recommend Plata Reviewed on: 23rd April 2024

Very good costumer service.

4
Very good costumer service..They paid out with 7-8hours after loan application has been completed! Reviewed on: 23rd April 2024

The best team very professional and very fast respon...

5
The best team very professional and very fast response if you need them Reviewed on: 23rd April 2024

Excellent

5
Results very quickly. Choice to pay off quickly. Great communication Reviewed on: 23rd April 2024

My experience was very good because my problem was s...

5
My experience was very good because my problem was solved when I was in need. So it was great for me. Thank you? Reviewed on: 23rd April 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review