Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13650)

Easy to apply and get the money through.

5
Easy to apply and get the money through. Also had a months grace period before repayments started. Reviewed on: 3rd March 2025
Holly C's avatar
Holly C

Plata personal loan

5
The response was brilliant and the loan fully explained. Good service Thank you. Reviewed on: 3rd March 2025
Bruce c's avatar
Bruce c

Great overall experience

5
My experience with Plata has been great right from the outset. The application process was quick and easy, funds were deposited promptly too and customer service any time u have contacted them has been great - quick and helpful responses. Reviewed on: 3rd March 2025
Nikki R's avatar
Nikki R

Fast and easy application process.

5
Fast and easy application process. Good app and no issues to date. APR is reasonable compared to other lenders. Reviewed on: 3rd March 2025
Justin A's avatar
Justin A

I was able to borrow money from Plata when I needed it.

5
I was able to borrow money from Plata when I needed it. The service was quick and not overly complicated which was great. It’s useful to be able to track repayments online and communicate has been good. Reviewed on: 3rd March 2025
Farhana S's avatar
Farhana S

Very easy to use and customer service is top notch a...

5
Very easy to use and customer service is top notch and made to feel safe and non judged would recommend plata to anyone Reviewed on: 3rd March 2025
Rig's avatar
Rig

Great offer a loan, will be back again

5
Great offer a loan, will be back again Reviewed on: 3rd March 2025
Andrew V's avatar
Andrew V

So Far So GooD.

5
So Far So GooD.. But They Not Giving Me Additional Loan ... Please Consider... Thank You Reviewed on: 3rd March 2025
Aingaran P's avatar
Aingaran P

Simple and really well handled.

5
Simple and really well handled. Made the process easy. Reviewed on: 3rd March 2025
Ginny's avatar
Ginny

Great alternative for loans.

5
Easy to apply, great alternative for loans and accessibility. Reviewed on: 3rd March 2025
Paula A's avatar
Paula A

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill