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Plata: Personal loans reviews

4.94
Based on 10,772 reviews, last reviewed 2nd Mar 2026
258200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Nice and easy process clear information Nice and easy process clear information Reviewed on: 2nd March 2026
Calum B's avatar
Calum B

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10772)

Quick and easy transaction.

5
Quick and easy transaction. All organised online without any issues. Would highly recommend to everyone looking for a quick loan. Reviewed on: 23rd April 2024

Fair and accessible

5
There weren't many loan providers around that would make it realistic and fair to borrow - plata made the process easy and not daunting, with a fair interest rate and ability to pay back early without a cost. Reviewed on: 23rd April 2024

Does what they say on the tin.

5
Does what they say on the tin. From application to pay out and for me early settlement the whole process was simple, quick and straight forward. I would happily recommend them and use them again myself Reviewed on: 23rd April 2024

Will use plata again

5
Nice to find a loan provider that allows you to make overpayments online. Online account summary is easy to understand. Reviewed on: 23rd April 2024

Fast track money.

5
Fast track money.Easy to apply,easy to control the loan details Reviewed on: 23rd April 2024

Quick and straightforward

5
Very quick and easy service, money transfered into my account the same day. With easy access to my account I have the flexibility to pay off the loan quicker. Reviewed on: 23rd April 2024

Plata have always been great whenever I have needed...

5
Plata have always been great whenever I have needed anything! Always willing to help me when I needed something done! Reviewed on: 23rd April 2024

Great place

5
Easy to deal with and money was in my account very quickly Reviewed on: 23rd April 2024

Applied for a second time a few months back.

5
Applied for a second time a few months back. Such an easy and quick process. Not like other companies that mess you about and make you feel shit about yourself and the situation you’re in. Would 100% go back should I ever need to again. Reviewed on: 23rd April 2024

Easy process and money was in my account minutes aft...

5
Easy process and money was in my account minutes after being approved. Reviewed on: 23rd April 2024

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