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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Second loan.

5
Second loan. Easy to admistmister your payments and competitive rates of interest Reviewed on: 3rd March 2025

Very simple and efficient process.

5
Very simple and efficient process. That’s what you want and need in these situations Reviewed on: 3rd March 2025

Easy had money in account within minutes

5
Easy had money in account within minutes Reviewed on: 3rd March 2025

First time as a costume

5
Is my first time iam a costume with plata and im so happy. The costumer service was fantastic, the lady on the phone was so helpful and she explained to me everything with details! Reviewed on: 3rd March 2025

Excellent communication, easy to assess.

4
Excellent communication, easy to assess. Reviewed on: 3rd March 2025

Not bad interest rates and an easy application process.

5
Not bad interest rates and an easy application process. Once finalised, the money was in my account within minutes. Recommended. Reviewed on: 3rd March 2025

Great process and fast pay out Highly recommend to e...

5
Great process and fast pay out Highly recommend to everyone Reviewed on: 3rd March 2025

Efficient Service

5
Easy online application, money in bank account very quick!! Reviewed on: 3rd March 2025

Very straightforward process, non threatening and ea...

5
Very straightforward process, non threatening and easy to communicate with. Really nice touch at Christmas, offer those who got paid early the option of paying early too. This really help me manage my finances in that period. Reviewed on: 3rd March 2025

Safe and responsible lender

5
Easy application and had a follow up phone call from the team, I felt safe talking to them and reassured that they were being responsible with the lending. Reviewed on: 3rd March 2025

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