Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 10,777 reviews, last reviewed 2nd Mar 2026
258700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing customer service, really easy to deal with... Amazing customer service, really easy to deal with would recommend to anyone. Really helped out and was great with me Reviewed on: 2nd March 2026
Laurence L's avatar
Laurence L

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (10777)

Great loan at the right time.

5
At a time when I seriously needed a loan but had really poor credit rating, the Plata loan was incredible. Really sorted me and my finances out as I was haemorrhaging money on interest rates on the credit cards. Reviewed on: 23rd April 2024

No jargon!

5
Quick and easy application process that was clear. No jargon and great apr Reviewed on: 23rd April 2024

Very straight forward

5
Very easy to do and apply for a loan, and very easy to understand everything. Thank you Reviewed on: 23rd April 2024

Fantastic rates for the financial industry Plata com...

5
Fantastic rates for the financial industry Plata competes with and Great Customer Service Reviewed on: 23rd April 2024

Love Plata!

5
Easy to apply, easy to set up repayment and great dashboard making it easy for me to see when my payments are due and my remaining balance. Would recommend Plata’s services. Reviewed on: 23rd April 2024

It was quick and easy.

5
It was quick and easy. It was also hassle free. When I had an issue it was resolved quickly Reviewed on: 21st April 2024

Customer experience is excellent, interest rates are...

4
Customer experience is excellent, interest rates are a little high Reviewed on: 18th April 2024

Application process is really smooth and dead simple...

5
Application process is really smooth and dead simple to understand. Also you can always get in touch with someone to speak about any queries you have unlike some other big name lenders. Reviewed on: 18th April 2024

They were extremely understanding

5
They were extremely understanding of all of my needs and were helpful in every way they could be Reviewed on: 17th April 2024

easy easy easy easy easy easy easy easy easy easy...

4
easy easy easy easy easy easy easy easy easy easy easy Reviewed on: 16th April 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review