Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 10,818 reviews, last reviewed 4th Mar 2026
262700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A year in and I’m happy so far Plata have been great so far. It was easy to apply and the application is so straightforward and clear. The money was in my account right away. The on... Read more Reviewed on: 4th March 2026
S H's avatar
S H

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (10818)

Loan interest is fair and their service is quick and...

5
Loan interest is fair and their service is quick and easy. Reviewed on: 10th April 2024
brenda s's avatar
brenda s

Best loan company I have ever used!

5
Amazing company! The whole application was so easy and the process of getting the money was seamless. They provide accurate information of payment schedule and balance of loan, and is so simple to manage. Reviewed on: 10th April 2024
Kate B's avatar
Kate B

5 star service

5
Very easy to arrange and discuss all your needs with very experienced people working with you Reviewed on: 10th April 2024
Terry F's avatar
Terry F

Perfect service, very fast.

5
Perfect service, very fast... trust and good service Reviewed on: 10th April 2024
Erhan gvn's avatar
Erhan gvn

Excellent service and best personal loan I found

5
Excellent service and best personal loan I found Reviewed on: 10th April 2024
Tirlochan 's avatar
Tirlochan

Other companies would only offer me a loan at a very...

5
Other companies would only offer me a loan at a very high interest rate or not offer one at all Plata offered me one with a very reasonable rate and kept me informed from start to finish Reviewed on: 10th April 2024
Louise Mattehws's avatar
Louise Mattehws

Easy process friendly staff I will be sure to use ag...

5
Easy process friendly staff I will be sure to use again Reviewed on: 10th April 2024
Daniel A's avatar
Daniel A

Very good explanation and customer service

5
Very good explanation and customer service Reviewed on: 10th April 2024
Chike's avatar
Chike

Understanding

4
They do give competitive rates not as good as a bank but better than some lenders Reviewed on: 10th April 2024
Graham s's avatar
Graham s

Excellent service, straightforward and effortless.

5
Excellent service, straightforward and effortless. Reviewed on: 10th April 2024
Pav 's avatar
Pav

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill