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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Straight forward easy to use and easy to access

5
Straight forward easy to use easy access customer service always on hand to help Reviewed on: 25th February 2025

The beginning process was very easy and the loan dec...

5
The beginning process was very easy and the loan decision came back really quick. Reviewed on: 25th February 2025

Excellent, easy application and straightforward proc...

5
Excellent, easy application and straightforward process - easy to use website Reviewed on: 25th February 2025

Never lie, steal, cheat, or drink.

5
Never lie, steal, cheat, or drink. But if you must lie, lie in the arms of the one you love. If you must steal, steal away from bad company. If you must cheat, cheat death. Reviewed on: 25th February 2025

Easy online application.

5
Easy online application.Customer service was good and helpful when. I needed to sort out tings around. Reviewed on: 25th February 2025

Really simple and straightforward process.

5
Really simple and straightforward process. Very helpful with any queries Reviewed on: 25th February 2025

It was easy to apply for a loan and it did not take...

5
It was easy to apply for a loan and it did not take much time to get approval. Reviewed on: 24th February 2025

Really smooth application!

5
Really smooth application! It did not take me that long to apply and the loan came to my account immediately! I was offered a good prepayment plan. Reviewed on: 24th February 2025

Customer care excellent and explained everything cle...

5
Customer care excellent and explained everything clearly Reviewed on: 24th February 2025

Absolutely spot on

5
Friendly and helpful staff, didn’t ask too many personal questions when I was struggling financially Reviewed on: 24th February 2025

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