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Plata: Personal loans reviews

View other Plata products
4.94
Based on 10,855 reviews, last reviewed 5th Mar 2026
266300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

It was smooth easy process, stress free. It was smooth easy process, stress free. I applied, provided the requested information and job done. I received the money quickly. Reviewed on: 5th March 2026
Paul H's avatar
Paul H

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10855)

The whole experience was as painless as could be

5
The whole experience was as painless as could be, it was easy to navigate and understand what the next steps were at all points Reviewed on: 27th March 2024
Sean's avatar
Sean

No issues.

5
No issues. Easy application process and speedy reply. Reviewed on: 27th March 2024
Karen M's avatar
Karen M

Very good experience and low rate

5
Very good experience and low rate Reviewed on: 27th March 2024
Tiberiu N 's avatar
Tiberiu N

Straight forward Easy to understand upfront and honest

4
Easy to understand upfront and honest Reviewed on: 27th March 2024
Martin B's avatar
Martin B

Easy to apply for the loan and quick process.

5
Easy to apply for the loan and quick process. Funds in your account quickly. All the staff are friendly and helpful. Reviewed on: 27th March 2024
Pam's avatar
Pam

Plata were very helpful consolidating my debt into o...

5
Plata were very helpful consolidating my debt into one affordable loan. Making it easier for me to organise monthly payments Reviewed on: 27th March 2024
Angg's avatar
Angg

Great service with great options.

5
Great service with great options. Applying is made simple and the portal is easy to use. communication via email is prompt and regular updates received. I would defiantly recommend them to friends and family Reviewed on: 27th March 2024
Paul S's avatar
Paul S

I took a 4 months payment plan.

2
I took a 4 months payment plan. wanted to change the date by 2 days ( 26 to 28 ). Was turned down . It is the only loaning company that does not let you do it compared with Klarna, Clearpay etc. After the email that denied it , I was called by an agent on the next month regarding my payment. Explained the situation that I can pay on the 28th. Apparently this will affect my credit score. Dissapointed. Reviewed on: 27th March 2024
Iulia's avatar
Iulia

Very streamline process, easy and hassle free

5
Very streamline process, easy and hassle free Reviewed on: 27th March 2024
Amanda W's avatar
Amanda W

Easy to understand the terms to the application and...

5
Easy to understand the terms to the application and credit provided Reviewed on: 27th March 2024
James M's avatar
James M

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