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Plata: Personal loans reviews

View other Plata products
4.94
Based on 10,846 reviews, last reviewed 4th Mar 2026
265400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

Excellent online experience. Excellent online experience. Real time balance management and settlement quotes are great. Most financial orgs do everything on batch processing and t... Read more Reviewed on: 4th March 2026
Patrick McEvoy's avatar
Patrick McEvoy

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10846)

Great experience

5
I took a loan with Plata. The whole process was quick an easy. Interest rate was better than what my bank offered me. The online account service provides clarity and easy to use. I would highly recommend Plata to anyone looking for a personal loan. Reviewed on: 27th March 2024
Ewa A's avatar
Ewa A

All good, great service, quick decisions, high int...

5
All good, great service, quick decisions, high interest rates Reviewed on: 27th March 2024
Steve W's avatar
Steve W

really fast and easy...

5
Getting accepted for a loan was really fast and easy, the money was in my bank account the same day. The repayment plan is excellent and means I can make affordable payments each month. Reviewed on: 27th March 2024
Mr MJ's avatar
Mr MJ

Excellent service

5
Easy to use and excellent service. Reviewed on: 27th March 2024
KB's avatar
KB

Happy customer!

5
The only reason I chose "Neutral" for Customer Service is because I didn't need any help yet and have not interacted with them. Otherwise, excellent service on all levels, the application was a breeze, the response fast, the website simple to use, very happy with Plata and would recommend! Reviewed on: 27th March 2024
Diana T's avatar
Diana T

I got accepted for my loan when I was struggling and...

5
I got accepted for my loan when I was struggling and it has helped see me through finishing my nursing degree. I couldn’t have done it without the help of Plata and it has been peace of mind and an affordable monthly payment for me to pay off existing debt so thank you. Reviewed on: 27th March 2024
Rebecca L's avatar
Rebecca L

Very Quick and easy, all completed and paid out in h...

5
Very Quick and easy, all completed and paid out in hours Reviewed on: 27th March 2024
Alan K's avatar
Alan K

Very straightforward process.

5
Very straightforward process. Easy to apply and funds received very quickly Reviewed on: 27th March 2024
JW's avatar
JW

The easiest process ever!

5
The easiest process ever! People are lovely to deal with and the paperwork is very straight forward. They make life so simple and actually listen to a customers needs. Ok the interest rate isn’t great but whose is these days! Reviewed on: 27th March 2024
Anonymous's avatar
Anonymous

I found the procedure very clear and precise also th...

5
I found the procedure very clear and precise also the money was transferred very quickly once accepted Reviewed on: 27th March 2024
Debby 's avatar
Debby

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