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Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,094 reviews, last reviewed 7th Feb 2026
3300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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Latest highest rating:

5

Professional and without judgement Professional and without judgement Reviewed on: 7th February 2026
Lynelle S's avatar
Lynelle S

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (8094)

Professional and without judgement

5
Professional and without judgement Reviewed on: 7th February 2026
Lynelle S's avatar
Lynelle S

I have never needed to look back with regret

5
It was a really easy application process and it didn’t take long at all for the approval to come through. The funds were in my bank account relatively quickly. All in all the whole thing took around 2-3 days from start to finish. I found Plata on a comparison website when looking for a loan. I was a bit sceptical at first as I hadn’t heard of the lender before honestly it was a really pleasant experience. Subsequent payments have always been taken when agreed and have never been an issue. I’ve been a customer since 2023. Every time I’ve needed to update my details, it’s been a really easy process and if you don’t like doing these things online then there is always someone to answer the phone to you and help you through it, without lengthy call hold waiting times. Highly recommend. Reviewed on: 7th February 2026
Megan H's avatar
Megan H

Very easy and fast, easy to get and easy and fair to...

5
Very easy and fast, easy to get and easy and fair to pay off. Reviewed on: 7th February 2026
Gary Cook's avatar
Gary Cook

Easy process

5
Easy process. Information easy to understand. Communication great. Thanks you. Reviewed on: 7th February 2026
Rachel M's avatar
Rachel M

Hassle free, no fuss .

5
Hassle free, no fuss . Quick to apply and set up Reviewed on: 7th February 2026
Ola's avatar
Ola

Excellent customer service friendly and non judgemen...

5
Excellent customer service friendly and non judgemental. A flexible approach to lending Reviewed on: 7th February 2026
kelly m's avatar
kelly m

Got a loan with very good rate considering the marke...

5
Got a loan with very good rate considering the market, the online portal is great also, best i have seen from any provider Reviewed on: 7th February 2026
Ryan F's avatar
Ryan F

Very great, very good snd so handly

5
Very great, very good snd so handly Reviewed on: 7th February 2026
Ricardo 's avatar
Ricardo

Amazing and quick and was in my account by 3pm

5
Amazing and quick and was in my bank by 3pm Reviewed on: 7th February 2026
Kaley R's avatar
Kaley R

I was struggling to find funding to fix my car so i...

5
I was struggling to find funding to fix my car so i could continue to make it to work, plata stepped up and were able to support my loan application and funding which ultimately kept me in a job Reviewed on: 7th February 2026
Robert A's avatar
Robert A

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