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Plata: Personal loans reviews

4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Plata Personal loans reviews (8057)

Review of the Plata, Personal loans:

Excellent response and support, I was kept up to dat...

5
Excellent response and support, I was kept up to date with everything. Thanks Reviewed on: 22nd February 2025

Trustful

5
Trustful place to get your loan, couldn't be more happy. Reviewed on: 22nd April 2025

Competitive APR!

5
Plata helped me pay off my credit card debts at a more competitive APR than my cards were going to charge once my 0% terms ended Reviewed on: 22nd April 2025

Easy process, good rates given credit score.

5
Easy process, good rates given credit score. App is excellent. Reviewed on: 22nd April 2025

Amazing service

5
Plata service was extremely straight forward and easy to navigate. There were no hidden fees and I had a clear understanding of what my monthly payments would be. The interest is one of the lowest I have come across. Reviewed on: 22nd April 2025

It was simple and quick with exceptional service

5
It was simple and quick with exceptional service Reviewed on: 22nd April 2025

Very quick and easy access

5
Very quick and easy access and good and quick results Reviewed on: 22nd April 2025

Easy loan application process

5
Easy loan application. All controlled by an easy to use App Reviewed on: 22nd April 2025

Very easy and quick application process and good cus...

5
Very easy and quick application process and good customer service Reviewed on: 22nd April 2025

Simplicity and great service 5 *****

5
It was a seamless process and I was kept up to date every step of the way through the application. The contact with Plata was always with a friendly operator who was knowledgeable about my application and worked incredibly quickly to get my application completed in a very short time. Reviewed on: 22nd April 2025

Excellent service quick payout no fuss

5
Excellent service quick payout no fuss Reviewed on: 22nd April 2025