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Plata: Personal loans reviews

4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8057)

5 Star Service

5
Straight forward and great customer care. Reviewed on: 28th March 2024

Great Service!

5
Easy to navigate the application process and have experienced no problems so far. Would recommend. Reviewed on: 28th March 2024

great service

5
Got the loan I needed to consolidate my debts, process was easy and funds arrived really quickly Reviewed on: 28th March 2024

Exceptional Service

5
Fantastic company! very smooth, straightforward process and exceptionally fast service! I had built up some debt, was very stressful due to my circumstances and no success with other lenders but Plata took into account my situation and offered the asking amount at a great rate, manageable repayments and received the money the next day! A enormous relief, a special thank you to the team!! Would definitely recommend 10/10! Reviewed on: 28th March 2024

Nice quick easy application.

5
Nice quick easy application.Good rates and nice Web page Reviewed on: 28th March 2024

Quick and easy to apply.

5
Quick and easy to apply. No pushing Reviewed on: 28th March 2024

Good company

5
It was an easy experience and information is really clear and precise Reviewed on: 28th March 2024

THE BEST

5
From the beginning to the end of the application everything was straight forward and stress free…I would definitely recommend this company….Brilliant. Reviewed on: 28th March 2024

Extremely friendly and helpful.

5
Extremely friendly and helpful. Also a quick decision given and rapid transfer of funds, once agreed. Reviewed on: 28th March 2024

First off, process if getting loans is smooth as it...

5
First off, process if getting loans is smooth as it really can be. Plata seems to be looking at customers it very much different manners than other lenders especially APR( even for the one with not great credit score) . After getting into financial hard times due unexpected expenses , they were very helpful on the online chat and come out with the solution seamlessly. It was a great to know that on the other side of the screen it was just a human as me and understood my situation. Reviewed on: 28th March 2024

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