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Plata: Personal loans reviews

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4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
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Steven P
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8057)

Excellent and smooth service, hassle free

5
Excellent and smooth service, hassle free Reviewed on: 28th March 2024
Kaim's avatar
Kaim

Straight forward no hassle cash was in account by th...

5
Straight forward no hassle cash was in account by the end of the working day fantastic Reviewed on: 28th March 2024
Thomas m's avatar
Thomas m

Very professional company, the process was very easy...

5
Very professional company, the process was very easy to navigate Reviewed on: 28th March 2024
James derrick's avatar
James derrick

Will use again

5
Easy to use and understand, will use again Reviewed on: 28th March 2024
Charlie S's avatar
Charlie S

Application was easy and straight forward, although...

4
Application was easy and straight forward, although logging in to view your account means having to get a link emailed to your email address which can time out if not used within the time frame given. Reviewed on: 28th March 2024
Jordan R's avatar
Jordan R

Customer service good, APR a little high

4
Easy process, APR higher than other companies. Had to get an alternative loan, and make a resettlement fee. Otherwise would of continue for duration of the loan. Reviewed on: 28th March 2024
Blondie's avatar
Blondie

I need a loan for a emergency situation and I was so...

5
I need a loan for a emergency situation and I was so impressed with the professionalism and kindness and how efficient the staff were. I felt the process was very easy and I really felt comfortable talking to the staff. I didn't feel like I was being interrogated,I felt supported and helped. Id recommend Plata to anyone who needs a loan . Reviewed on: 28th March 2024
gemma adam's avatar
gemma adam

out in minutes.

5
It was so simple and no fuss. Such a quick decision and the cash was in the bank within minutes. Definitely recommend. Reviewed on: 28th March 2024
Andy H's avatar
Andy H

Good loan

5
Quick and good service, waited 24h for money Reviewed on: 28th March 2024
Kasia's avatar
Kasia

The whole process was effortless

5
The whole process was effortless Reviewed on: 28th March 2024
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Jill Buckley

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