Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (8057)

Process was efficient with no fuss

4
Process was efficient with no fuss Reviewed on: 21st March 2024

5 Star Service!

5
Extremely clear and very easy to use website. Very efficient all round! Reviewed on: 21st March 2024

Good service, fast and friendly.

5
Good service, fast and friendly. Reviewed on: 21st March 2024

Really easy to apply for a loan, no hidden agendas o...

5
Really easy to apply for a loan, no hidden agendas or fees they are just open and honest Reviewed on: 21st March 2024

Positive experience

5
My experience with Plata has been really positive. The whole experience was quick and easy, the online log in platform is really useful and information is easy to find! Reviewed on: 21st March 2024

Easy to use and straightforward.

5
Easy to use and straightforward. No issues Reviewed on: 21st March 2024

Applied for a loan and in no time at all after a few...

5
Applied for a loan and in no time at all after a few checks the loan money was arranged and transfered into my bank account Reviewed on: 21st March 2024

Quick and easy all online application and management.

5
Quick and easy all online application and management. Flexible dates and easy to see the settlement figure. the cash was sent virtually instantly with an easy selections of repayment months and dates from which to choose. I’m not pestered by adverts or emails either! Reviewed on: 21st March 2024

Difficult payment system

4
It never registers my visa debit card so I have to make manual payments Reviewed on: 21st March 2024

Great experience from the start

5
Great experience from the start. I would highly recommend it Reviewed on: 21st March 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review