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Plata: Personal loans reviews

4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8057)

Very easy to understand the forms, quick decision an...

5
Very easy to understand the forms, quick decision and good value for money Reviewed on: 20th March 2024

So easy and real people to go through ever step...

5
So easy and real people to go through ever step Reviewed on: 20th March 2024

Half way there, so far so good!

5
I'm about half way through my payments with Plata, the application process was very easy and the friendly professional manner of the advisor was excellent. I've changed my bank half way through and updating the details was easily done online. Haven't had any problems at all, very easy company to work with. Reviewed on: 20th March 2024

Transparent and clear

5
Very clear information and good communication. Easy to apply for and helpful throughout the process Reviewed on: 20th March 2024

Excellent lender

5
Very easy to fill in forms excellent to see what your accounts are do buy using the app Reviewed on: 20th March 2024

Friendly Experienced Staff

5
From initial enquiry to completion of my application was very smooth and very up front. Reviewed on: 20th March 2024

-great staff -easy apply -fair interest rates -good...

5
-great staff -easy apply -fair interest rates -good interest rebates -easy pay back method -good customer service hours Reviewed on: 20th March 2024

Fast and very competitive rates.

5
Fast and very competitive rates. Very easy application form Reviewed on: 20th March 2024

Applying for my loan was quick and easy, the custome...

5
Applying for my loan was quick and easy, the customer service team have been amazing and I know exactly what I’m paying and until when Reviewed on: 20th March 2024

Got the loan immediately there were no issues.

5
Got the loan immediately there were no issues. Informed about my loan and payment dates. Reviewed on: 20th March 2024

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