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Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,086 reviews, last reviewed 7th Feb 2026
2500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Amazing and quick and was in my account by 3pm Amazing and quick and was in my bank by 3pm Reviewed on: 7th February 2026
Kaley R's avatar
Kaley R

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (8086)

Amazing and quick and was in my account by 3pm

5
Amazing and quick and was in my bank by 3pm Reviewed on: 7th February 2026
Kaley R's avatar
Kaley R

I was struggling to find funding to fix my car so i...

5
I was struggling to find funding to fix my car so i could continue to make it to work, plata stepped up and were able to support my loan application and funding which ultimately kept me in a job Reviewed on: 7th February 2026
Robert A's avatar
Robert A

Definitely Recommend

5
Customer service are friendly and found it to be an easy service to use. Would definitely recommend Plata to others. If they want to check something they call and you speak to a real person who is kind. Reviewed on: 7th February 2026
Jasmine's avatar
Jasmine

Paid off 6 debt products with one loan.

5
Paid off 6 debt products with one loan. Reviewed on: 7th February 2026
Viene V's avatar
Viene V

Been easy to use and see what your owning

5
Been easy to use and see what your owning Reviewed on: 7th February 2026
Conan Curtis's avatar
Conan Curtis

Only use Plata!

5
Easy to use, excellent communication and good fair rates. Reviewed on: 7th February 2026
Hollie's avatar
Hollie

Easy application process, great communication throug...

5
Easy application process, great communication through our process , great web site . Reviewed on: 7th February 2026
Mr Paul Wilson 's avatar
Mr Paul Wilson

User Friendly and Helpful

5
The loan was easy to secure and the portal is user friendly. Reviewed on: 7th February 2026
Lois W's avatar
Lois W

Managed to delay a payment as had money struggles

4
Managed to delay a payment as had money struggles but could only do it once which I struggled with. Reviewed on: 7th February 2026
Leon H's avatar
Leon H

Fortunes on the interest, no early pay off option

3
Fortunes on the interest, easy to get through Equifax but no early pay off options to save money. I literally only got this to improve credit rating which has worked so far but for the cost I should have just got a credit card from elsewhere. Reviewed on: 7th February 2026
Mr M's avatar
Mr M

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