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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.90 (447 reviews)

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4.90

Based on 447 reviews, last reviewed 30th Jun 2026

7400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

1 star

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (447)

Supportive staff, people’s people and honesty

It’s honestly a long story but if I’m to say a summary, South Manchester Credit union provided me with a loan to settle my tuition at the time I lost hope. It made me feel supported and heard. To top it all, it came to me as a shock when I was told that I am saving alongside my loan repayments. Not to leave this great detail out of it, there staff was really supportive and used kind words. My advice is by honest and transparent about your situation, they are willing to help if you can meet the requirements. Reviewed on: 29th April 2025

South Manchester credit union have always been so he...

South Manchester credit union have always been so helpful when it’s come to taking loans out and savings. The communication is always effective and they never don’t help at all! Would definitely recommend them! Reviewed on: 29th April 2025

It was great pleasure to deal with South Manchester...

It was great pleasure to deal with South Manchester credit union. All the staffs are excellent and shows patient to listen us and suggest the best options. Reviewed on: 29th April 2025

Quite Easy to apply and helpful

I have had help with loan a couple of times, easy to apply and Really helpful Reviewed on: 29th April 2025

I have been a customer for the past 5 years and the...

I have been a customer for the past 5 years and the team have always been really informative helpful and they have helped me through tough times I. Terms of borrowing money and paying back at a good rate Reviewed on: 28th April 2025

SMCU have helped me so much.

SMCU have helped me so much. They are a credit to the community. Reviewed on: 28th April 2025

Very helpful when I need some extra cash to cover th...

Very helpful when I need some extra cash to cover the cost of living. Very fast and efficient. Simple process. Reviewed on: 28th April 2025

Smcu been my saviosmc12 months after 2 bere...

Smcu been my saviour the last 12 months after 2 bereavments in 2 weeks smcu were there for me i my time of need showing me help and compassion when there were nobody else staff all brilliant kind amd a wonderful dedicated team Reviewed on: 25th April 2025

Excellent service been a member for 13 years very su...

Excellent service been a member for 13 years very supportive service Reviewed on: 25th April 2025

Great start to finish

Great start to finish was quick and simple Reviewed on: 25th April 2025

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