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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.89 (446 reviews)

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4.89

Based on 446 reviews, last reviewed 26th Jun 2026

7300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

1 star

Latest highest rating:

5

i have been with them since i moved out for uni, hon... i have been with them since i moved out for uni, honestly couldn’t recommend them more Reviewed on: 26th June 2026

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (446)

South Manchester credit union have always been so he...

South Manchester credit union have always been so helpful when it’s come to taking loans out and savings. The communication is always effective and they never don’t help at all! Would definitely recommend them! Reviewed on: 29th April 2025

It was great pleasure to deal with South Manchester...

It was great pleasure to deal with South Manchester credit union. All the staffs are excellent and shows patient to listen us and suggest the best options. Reviewed on: 29th April 2025

Quite Easy to apply and helpful

I have had help with loan a couple of times, easy to apply and Really helpful Reviewed on: 29th April 2025

I have been a customer for the past 5 years and the...

I have been a customer for the past 5 years and the team have always been really informative helpful and they have helped me through tough times I. Terms of borrowing money and paying back at a good rate Reviewed on: 28th April 2025

SMCU have helped me so much.

SMCU have helped me so much. They are a credit to the community. Reviewed on: 28th April 2025

Very helpful when I need some extra cash to cover th...

Very helpful when I need some extra cash to cover the cost of living. Very fast and efficient. Simple process. Reviewed on: 28th April 2025

Smcu been my saviosmc12 months after 2 bere...

Smcu been my saviour the last 12 months after 2 bereavments in 2 weeks smcu were there for me i my time of need showing me help and compassion when there were nobody else staff all brilliant kind amd a wonderful dedicated team Reviewed on: 25th April 2025

Excellent service been a member for 13 years very su...

Excellent service been a member for 13 years very supportive service Reviewed on: 25th April 2025

Great start to finish

Great start to finish was quick and simple Reviewed on: 25th April 2025

By far the best finance provider and Credit Union I...

By far the best finance provider and Credit Union I have ever had the pleasure of working with. Such a refreshing approach to savings/loans with no judgement, friendly and personable service and they go above and beyond! It’s always a pleasure speaking to the team, they are just fantastic! Looking forward to building a long term relationship Reviewed on: 25th April 2025

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