Write a review

Go to business site

Allica: Business finance reviews

Name: Business finance
Rating: 4.95 (377 reviews)

View other Allica products

4.95

Based on 377 reviews, last reviewed 27th Feb 2026

23700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Real human bankers! It has been a pleasure to be able to speak to real human beings whilst still having a slick online interface and app. The effort of the relationship m... Read more Reviewed on: 27th February 2026

Latest lowest rating:

1

Have been banking for over an year, everything fine... Have been banking for over an year, everything fine uless you face a technical issue. Pathetic Customer Service. Reviewed on: 22nd April 2025

Visit provider site Read all reviews See your review

About this product

Allica Bank provides a range of business finance options.

Depending on your business, you can apply for commercial mortgages, asset finance, growth finance and bridging finance. You can borrow between £25k and £2.5m and you get a dedicated relationship manager.

Allica Bank business finance reviews help you find out what it’s really like to be a customer. If you’ve used Allica Bank before, you can also leave a review and share your experience.

Awards

What is this award?

Best business finance provider 2025

Awarded to the business finance provider rated highest in customer reviews.

Allica Business finance reviews (377)

Review of the Allica, Business finance:

.pleasure to be on board

So easy to bank with was introduced by a friend & now I’m hooked Reviewed on: 22nd April 2025

Excellent welcome offer, top notch service!

Excellent welcome offer, top notch service! Reviewed on: 26th February 2026

Now this is banking

Makes nice change to have money coming in from the bank every month instead of going out Reviewed on: 26th February 2026

Very helpful.

Very helpful. Offer good interest. Reviewed on: 26th February 2026

Modern, fair and responsive.

I’ve been using Allica Bank’s Business Rewards Account for almost a year now for my limited company, and overall it’s been a genuinely positive experience. I am now thinking of making a full switch. What initially attracted me was the combination of a competitive interest rate on balances and the cashback-style rewards on eligible card spend. As a small business owner, keeping working capital in an account that actually earns something meaningful, rather than sitting idle, makes a noticeable difference over time. The rewards element is also a thoughtful addition. It feels like the account is designed with established SMEs in mind rather than as an afterthought. The onboarding process was straightforward. Compared to some high street banks I’ve dealt with in the past, communication felt clearer and more responsive. The app and online platform are clean and functional. I can easily view transactions, export statements for my accountant, and manage payments without friction. For day-to-day business banking, that simplicity matters. Another positive is that the account doesn’t feel overloaded with gimmicks. It does the core things well: secure banking, solid interest on balances, and transparent fee structures. I also appreciate that there are no monthly account fees, which keeps overheads predictable. Overall, I would recommend Allica Bank’s Business Rewards Account to established UK small and medium-sized businesses that want their business funds to work a bit harder without adding complexity. It feels modern, fair, and designed with real business needs in mind. Reviewed on: 26th February 2026

Refreshing change to banking

Easy to do business with and easy to transfer with good incentives. Reviewed on: 26th February 2026

It provides everything that NAT WEST doesn't!

It provides everything that NAT WEST doesn't!!! Reviewed on: 26th February 2026

Quick and attentive support from real UK staff,

Attentive support from real UK staff, quick to resolve small tweaks and advice, Reviewed on: 26th February 2026

The best bank iv used in 25 years of buisness custom...

The best bank iv used in 25 years of buisness customer service and response time is unparalleled. Not to mention the best interest rates and how simple and straightforward your banking app is iv already recommended yous to others great service get it up alicia bank is the future Reviewed on: 26th February 2026

You can always get through to speak to someone we ha...

You can always get through to speak to someone we had a card hacked. We rang our manager a advised what to do Reviewed on: 26th February 2026

Allica have been great from the get go!

Allica have been great from the get go! There is always someone available to help Reviewed on: 26th February 2026

Do you have a different Allica product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Business funding
from Swoop Funding 5.00 from 4 reviews
Business loans
from Lovey (formerly Love Finance) 4.90 from 279 reviews
Business loan (discontinued)
from Kabbage (inactive company) 1.00 from 1 reviews

Want to see more from Allica?

Business Account
from Allica 4.92 from 707 reviews
Business savings
from Allica 4.90 from 329 reviews
Savings
from Allica 4.82 from 1313 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub