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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom protects you and has a friendly face

Atom is easy to use and ensures protection over your money but only allowing verified account access your money. The interest rates are great with very little in the way of fees. Customer service are very friendly and helpful! Reviewed on: 18th April 2025

Interest rates were good (December 2024) and custome...

Interest rates were good (December 2024) and customer service was excellent when we needed help with setting up the account. Reviewed on: 18th April 2025

Atom review

Limited interaction with atom, but happy with rate offered and very easy to set up account. Reviewed on: 18th April 2025

Atom is brilliant

Atom app is simple, clear and so easy to use, I can easily keep track of my money. Moving money in and out is simple and immediate. Rates are very comparable. I stay with Atom as I feel in control of my money. Reviewed on: 18th April 2025

Easy to use and good interest

The interest rates are competitive but it is the user friendly app that made it the choice for me and why I am a repeat customer Reviewed on: 18th April 2025

competitive rates and easy to use app.

competitive rates and easy to use app. Reviewed on: 18th April 2025

Atom Bank is Ace

Since opening an account, Atom bank have always had very competitive rates, their app is very fast and transferring money is very quick and easy compared to other investors. Reviewed on: 18th April 2025

Brilliant Savings Account

I love Atom’s fixed term savings accounts - as soon as my first one came to term I put the money straight in to another one. The app is convenient and I have had no problems. Reviewed on: 18th April 2025

Excellent service

A very easy app to use. The staff. Are friendly, knowledgable and helpful. Reviewed on: 18th April 2025

Best service and savings products in the UK market !

Best savings products in the entire market, unbeatable rates. Smooth user experience. Have never experienced any outages common with major banks. Signing up is quite easy within minutes. Excellent security features with face lock. Reviewed on: 18th April 2025

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