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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Straightforward competent service

Straightforward competent service Reviewed on: 18th April 2025

Highly recommended

Such a simple account to open, that is efficient to manage and provides competitive returns. I have recommended to all my friends and family! Reviewed on: 18th April 2025

App very easy and quick to use can transfer money in...

App very easy and quick to use can transfer money in and out in seconds money shows up in bank immediately Reviewed on: 18th April 2025

Easy to set up.

Easy to set up. Good rates on fixed savings. Reviewed on: 18th April 2025

Easy banking and no fuss.

Easy banking and no fuss. Customer service first class Reviewed on: 18th April 2025

Straightforward banking for online app.

Straightforward banking for online app. Reviewed on: 18th April 2025

Excellent banking service.

Excellent banking service. Easy to set up accounts, with clear instructions. Atom bank gives excellent interest rates compared to others. Overall great service. Reviewed on: 18th April 2025

Simple, hassle free banking...

Great products and, by far, the most straightforward bank I’ve ever dealt with. Clear and simple options provided approaching date of maturity without the need to chase anything up. Simple, hassle free banking. Reviewed on: 18th April 2025

Very easy to set up account on line good interest ra...

Very easy to set up account on line good interest rates. What more do you need Reviewed on: 18th April 2025

Very easy banking.

Very easy banking. Whilst it is very straightforward to operate I feel it is extremely secure. Reviewed on: 18th April 2025

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