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Atom Bank: Savings reviews

4.93
Based on 4,592 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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5%
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1%

Latest highest rating:

5

Good product offers fair returns Good product offers fair returns Reviewed on: 5th September 2025
Peter Bower 's avatar
Peter Bower

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
Happy customer's avatar
Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (4592)

Extremely happy with Atom Bank

5
Extremely happy with Atom Bank for their ease of use of App and keeping track of my investment. Reviewed on: 17th April 2025

Easy app experience

5
Easy app expérience. Competitve rates. I have had several accounts over several years and no issues. I would use again. Reviewed on: 17th April 2025

I've been with Atom I think now for 3 years.

4
I've been with Atom I think now for 3 years. They are very competitive rates and the customer service is second to none. Reviewed on: 17th April 2025

Easy setup of account

5
Easy setup of account, and half way into my term so all good so far. Reviewed on: 17th April 2025

Instant savers reward in the Atom app

5
Instant savers reward in the Atom app- very straight forward, easy to navigate and free. Great interest rate and very clear information Reviewed on: 17th April 2025

Easy to use - always works - good rates

5
Easy to use - always works - good rates Reviewed on: 17th April 2025

Setting up is easy on app.

5
Setting up is easy on app. customer service sorted my problem out in one call just love good service good rates and good app Reviewed on: 17th April 2025

Experience review

5
Good one, one year only with Atom Reviewed on: 17th April 2025

Great solution for savings

5
Initially opened a fixed term bond because the rate was competitive. I had expected to just withdraw once matured but turned out the reward saver paid excellent rates while allowing instant access. The app is a great user experience and tracks monthly interest payments in a visually appealing way. Reviewed on: 17th April 2025

User friendly and great options

5
Provided me with a Range of savings accounts for me to choose from and have communicated with me what my options are throughout. Additionally the app is very user friendly and my family and I have all ended up with accounts as it just works exactly how we want it to. Reviewed on: 17th April 2025

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