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Atom Bank: Savings reviews

Name: Savings
Rating: 4.89 (4592 reviews)

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4.93

Based on 4,592 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good product offers fair returns Good product offers fair returns Reviewed on: 5th September 2025

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025

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About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (4592)

Invasive App Experience

Atom only stood out for their high interest rate, however the app user experience was unpleasant due to invasive biometrics - which may appeal to younger users but were not optional. Reviewed on: 17th April 2025

Top interest rates

Excellent interest rate and app. Only serious issue is current inability to move money between accounts. This leads to the crazy situation of having to withdraw money in order to reinvest in alternative products! Reviewed on: 17th April 2025

Excellent app based bank.

Excellent app based bank. Only had to contact customer services once by phone and my call was answered quickly and the issue dealt with very well. Rates aren’t quite market leading as they used to be, which is a shame. Reviewed on: 17th April 2025

Bank isa

I have placed monies into this bank and never had a problem Reviewed on: 17th April 2025

Atom always offer competitive rates on their account...

Atom always offer competitive rates on their accounts, and the app is very easy to navigate. If I have a question, their customer service is very good. Reviewed on: 17th April 2025

Helpful Easy to deal with when I needed assistance.

Easy to deal with when I needed assistance. Helpful Reviewed on: 17th April 2025

Very straightforward and uncomplicated.

Very straightforward and uncomplicated. Love the app too Reviewed on: 17th April 2025

Easy to use

Easy to open account and see all your information. Two friends have opened an account on my recommendation. Reviewed on: 17th April 2025

The app is nicely designed and easy to use.

The app is nicely designed and easy to use. The interest rate is market leading. What more could one ask for from a savings account provider. Reviewed on: 17th April 2025

Innovative Savings Accounts

Love the innovative savings accounts Atom offer, including short term fixed rates and the Instant Saver Reward Account. Reviewed on: 17th April 2025

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