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Atom Bank: Savings reviews

4.91
Based on 5,177 reviews, last reviewed 10th Mar 2026
53300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great Bank ! Great! It's simple set up easy access good interest rates. The App is easy to use and access, the interest are straight forward to understand Reviewed on: 10th March 2026
Val M's avatar
Val M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5177)

Easy, friendly, decent rates, and custom reply to fe...

5
Easy, friendly, decent rates, and custom reply to feedback. No issues so far. Reviewed on: 18th April 2025

Good communication and great app to use

5
Good communication and great app to use Reviewed on: 18th April 2025

Never had a problem with Atom , great service ,seem...

5
Never had a problem with Atom , great service ,seem to keep there rates for savers competitive ! My experience has always been good as a saver , easy to set accounts up , keeping me informed at every stage ! Reviewed on: 18th April 2025

So straightforward

5
Incredibly simple to use, intuitive app and excellent savings rates. Highly recommended Reviewed on: 18th April 2025

Good bank with top savings rates, app easy to use an...

5
Good bank with top savings rates, app easy to use and stylish. Reviewed on: 18th April 2025

So easy to use and set up with lots of different opt...

4
So easy to use and set up with lots of different options to choose from . Reviewed on: 18th April 2025

Easy join to open account to earn a little extra on...

5
Easy join to open account to earn a little extra on a lump sum Reviewed on: 18th April 2025

Atom Bank for stress free saving

5
Funds added are shown immediately. The account was easy to open and the service 1st class Reviewed on: 18th April 2025

Atom Bank

5
Great bank and interest rates, use every year Reviewed on: 18th April 2025

Opened up a fixed rate savings account.

5
Opened up a fixed rate savings account. Completed online and was simple and straightforward Reviewed on: 18th April 2025

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