Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

Very good interest rate and keep me informed of any...

5
Very good interest rate and keep me informed of any changes.Very easy to open account with app. Reviewed on: 17th April 2025

Fantastic Atom

5
So easy to navigate site and great products Reviewed on: 17th April 2025

Great Bank

5
The app is very easy to use, there is some useful information on it and the interest rates are very competitive. Reviewed on: 17th April 2025

Kept informed

5
I have had two fixed rate saving accounts and have been very pleased with the way they keep me informed particularly when they were maturing as to what to do next. Reviewed on: 17th April 2025

Easy to apply for, fantastic interest rates and easy...

5
Easy to apply for, fantastic interest rates and easy to transfer money. Explain everything clearly, the app is easy to access and navigate. Almost pain free from start to finish. Reviewed on: 17th April 2025

Very helpful customer service and easy to use app.

5
Very helpful customer service and easy to use app. Reviewed on: 17th April 2025

Previously switched to atom for my savings account a...

5
Previously switched to atom for my savings account and couldn’t be happier Reviewed on: 17th April 2025

A right decent bank indeed.

5
A fabulous straightforward online bank to deal with. Accounts are clearly explained giving all the facts in a simple to understand manner. They also offer very competitive interest rates for savers. Reviewed on: 17th April 2025

Excellent bank.

5
Easy to open accounts, good interest rates. Reviewed on: 17th April 2025

Easy to use app and great interest rates

5
Easy to use app and great interest rates Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products