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Atom Bank: Savings reviews

4.91
Based on 5,178 reviews, last reviewed 10th Mar 2026
53400% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026
Den H's avatar
Den H

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5178)

A very satisfied customer.

5
Have been a very satisfied customer with ATOM for several years. They offer great choice of products , to suit all budgets. I especially like the outstanding customer service, the staff are all so friendly, helpful and nothing is a problem. The communication is first class and i always feel like a valued customer Reviewed on: 17th April 2025

Banking at your finger tips

5
Slick set up process. User friendly app with excellent saving rates. Reviewed on: 17th April 2025

Fantastic communication, quality banking, without fuss.

5
Fantastic communication, always let me know what’s happening, with competitive interest rates. Far better than the other banks that I use. “Top Quality banking without the hassle”. Reviewed on: 17th April 2025

Great professional service.

5
Great professional service. Any queries I have are answered quickly. At the end of the saving plan the options are paid promptly. New saving accounts are very easy to set up. Reviewed on: 17th April 2025

Banktastic

5
Great app very competitive rates great communication at the end of fix rate deals - just easy!! Reviewed on: 17th April 2025

So easy to invest and set up the app to manage our i...

5
So easy to invest and set up the app to manage our investment. We’ve been really happy with the return on our investment. We feel fully confident in this bank Reviewed on: 17th April 2025

I’ve had no problems at all with Atom.

5
I’ve had no problems at all with Atom. It was very easy to set an account up with them, I stay with them because they offer a good interest rate and are trouble free. Reviewed on: 17th April 2025

Straight forward and easy to use.

5
Straight forward and easy to use. Good interest rates Reviewed on: 17th April 2025

Excellent product

5
Great rates with an easy to use app. I also like that you can have your interest paid monthly. Reviewed on: 17th April 2025

Easy app to use good response

5
Easy app to use good return on investment regularly updates Reviewed on: 17th April 2025

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