Write a review

Newsletter

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

View other Atom Bank products

4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5213)

A right decent bank indeed.

A fabulous straightforward online bank to deal with. Accounts are clearly explained giving all the facts in a simple to understand manner. They also offer very competitive interest rates for savers. Reviewed on: 17th April 2025

Excellent bank.

Easy to open accounts, good interest rates. Reviewed on: 17th April 2025

Easy to use app and great interest rates

Easy to use app and great interest rates Reviewed on: 17th April 2025

Trustworthy Bank

I think the way the Atom bank operates gives value to your money. I feel that my savings are in a good place. They are trustworthy. Reviewed on: 17th April 2025

Great bank to deal with.

Great bank to deal with. so easy to use the app, easy to transfer money back and forward. Great history section. Reviewed on: 17th April 2025

Easy account opening.

Easy account opening. Excellent rate of interest and simple to use app Reviewed on: 17th April 2025

Easy to set up my account

It was easy to set up my account, instructions were clear and concise. I am always kept up to date with interest rate changes. Reviewed on: 17th April 2025

My money just keeps growing!

Have been an on-line customer for a couple of years with Atom and found that my money just keeps growing! Easy access via the app to my account where the details can be found instantly. Atom keeps me informed of changes in interest rates and makes it easy to access my money. Reviewed on: 17th April 2025

Positive reasons for having an Atom account

Good that the funds can only be transferred to a nominated bank. App only, again makes it harder for fraudsters. Reviewed on: 17th April 2025

Trusted by me to look after my money.

Trusted by me to look after my money. Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from East Kilbride Credit Union 4.94 from 813 reviews
Fixed term savings account
from RCI Bank 4.85 from 3962 reviews
Savings accounts
from Advance Credit Union 0.00 from 0 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.18 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub