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Atom Bank: Savings reviews

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4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom Bank.. Top marks

5
always receive money straight in and out of account when requested and excellent app and communication....fantastic service always Reviewed on: 17th April 2025
Lorraine W's avatar
Lorraine W

Atom Bank are the best

5
Atom Bank is so good, easy to use the app. The customer service is also excellent. Both speaking to someone or using g the live chat both really good. Reviewed on: 17th April 2025
Melody 's avatar
Melody

Super smooth

5
Ever since opening the account not 1 glitch. Super smooth transaction process at great speed. Reviewed on: 17th April 2025
Anthony T's avatar
Anthony T

No hassle money management

5
They have a simple easy to use app with really good security offer good and fair interest rates to savers and a range of products to allow you to make your money work hard for you. It’s easy to move money around and there is always the option to revive interest monthly which can add a much needed boost to my monthly pension income. Reviewed on: 17th April 2025
Lesley E's avatar
Lesley E

Genuinely great service, easy to use & good rates

5
The thing about Atom is that they’re so good, I’ve had very little reason to make contact with them after my initial account set up. I’m not a great fan of doing everything online or apps, but it was super easy and when I did have a query, there was always a person available to speak to on the phone. Have just bought another one year product with them as they offer competitive rates too. Reviewed on: 17th April 2025
Alison H's avatar
Alison H

Incredibly easy to set up and access.

5
Incredibly easy to set up and access. Reviewed on: 17th April 2025
K F's avatar
K F

Great rates, and everything is done when you are tol...

5
Great rates, and everything is done when you are told it will be. Reviewed on: 17th April 2025
Linda F's avatar
Linda F

,easy to use on line and open new savings accounts

5
,easy to use on line and open new savings accounts Reviewed on: 17th April 2025
Maria P's avatar
Maria P

Good bank with easy to use App.

5
I have saved with Atom for a number of years, and have been very satisfied with the interest rates, ease of reinvesting etc. Reviewed on: 17th April 2025
Agnes 's avatar
Agnes

Immediate, speedy transaction options

4
Recent changes to withdrawals required selecting the account number. Not obvious so had to query- response excellent. Immediate transfers from & to linked account immediate, which is excellent. Reviewed on: 17th April 2025
Ann D's avatar
Ann D

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