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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5179 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5179)

Efficient clear instructions quick to change interes...

Efficient clear instructions quick to change interest rates Reviewed on: 17th April 2025

Very easy to set up account via the app.

Very easy to set up account via the app. Competitive interest rate. Easy to log into account using fingerprint. Reviewed on: 17th April 2025

Great app leads to competitive attractive savings rates

Great simple efficient app leads to competitive attractive savings rates and when you want your funds, withdrawals are processed rapidly unlike some competitors who only manage end of day or two working days ! Reviewed on: 17th April 2025

Atom, an A1 experience.

Atom, an A1 experience. Not one negative. Reviewed on: 17th April 2025

The east to work with, value bank.

Easy to sign up to, easy to interact with and good rates of return on accounts that leave easy access to the cash, should you need it. Reviewed on: 17th April 2025

CHATTYCHA

It’s nice to be able to talk to people on the phone and I find them very friendly and helpful. Reviewed on: 17th April 2025

Have always found the banking app very easy to use .

Have always found the banking app very easy to use .They are efficient in supplying tax information and their rates are always competitive. Reviewed on: 17th April 2025

So easy to use

So easy to use, help is always a phone call away, great response from customer services when needed Reviewed on: 17th April 2025

Website easy to use.

Website easy to use. Communication as and when required. Reviewed on: 17th April 2025

Easy to use app

I've not had to contact anyone, so I've rated customer service as neutral Reviewed on: 17th April 2025

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