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Atom Bank: Savings reviews

4.81
Based on 5,214 reviews, last reviewed 3rd Sep 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026
Mark A's avatar
Mark A

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

Brilliant bank offering best interest rate.

5
Brilliant bank offering best interest rate. Simple and slick process to set up and immediate assistance with a query via “chat” facility. If Atom Bank had a current account I’d switch to them from HSBC without hesitation Reviewed on: 17th April 2025

Fast and efficient service.

5
Fast service. Efficient customer response and friendly Reviewed on: 17th April 2025

Excellent

5
Excellent - recommended. Easy to set up and instructions clear. Reviewed on: 17th April 2025

Grt interest rates easy...

5
Grt interest rates easy accesst Reviewed on: 17th April 2025

Atom Bank.. Top marks

5
always receive money straight in and out of account when requested and excellent app and communication....fantastic service always Reviewed on: 17th April 2025

Atom Bank are the best

5
Atom Bank is so good, easy to use the app. The customer service is also excellent. Both speaking to someone or using g the live chat both really good. Reviewed on: 17th April 2025

Super smooth

5
Ever since opening the account not 1 glitch. Super smooth transaction process at great speed. Reviewed on: 17th April 2025

No hassle money management

5
They have a simple easy to use app with really good security offer good and fair interest rates to savers and a range of products to allow you to make your money work hard for you. It’s easy to move money around and there is always the option to revive interest monthly which can add a much needed boost to my monthly pension income. Reviewed on: 17th April 2025

Genuinely great service, easy to use & good rates

5
The thing about Atom is that they’re so good, I’ve had very little reason to make contact with them after my initial account set up. I’m not a great fan of doing everything online or apps, but it was super easy and when I did have a query, there was always a person available to speak to on the phone. Have just bought another one year product with them as they offer competitive rates too. Reviewed on: 17th April 2025

Incredibly easy to set up and access.

5
Incredibly easy to set up and access. Reviewed on: 17th April 2025

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