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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5183 reviews)

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4.91

Based on 5,183 reviews, last reviewed 12th Mar 2026

53700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Good rate and easy to use. Good rate and easy to use. No problems in opening. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5183)

First Class bank.

Interest rates are very competitive and the app is straightforward to use. Reviewed on: 17th April 2025

I use online banking and I find your is easy to...

I use online banking and I find your site is easy to use. Reviewed on: 17th April 2025

Atom do exactly what you want them to do.

This really is easy, no nonsense internet banking. Good rates on access account which is what I needed. Not bombarded with choices. App is clear and easy to use. No complaints. Reviewed on: 17th April 2025

Easy to operate although sometimes facial recognitio...

Easy to operate although sometimes facial recognition doesn’t work but other options are fine. Reviewed on: 17th April 2025

Savings rates could be more competitive however good...

Savings rates could be more competitive however good app easy to use Reviewed on: 17th April 2025

Great savings accounts and easy to set up on app

Great savings accounts and easy to set up on app Reviewed on: 17th April 2025

Atom bank is easy to open account and secure for mon...

Atom bank is easy to open account and secure for money . This bank also give you hight interest rate too . Reviewed on: 17th April 2025

Very easy to use.

Very easy to use. Simple. Well explained Reviewed on: 17th April 2025

Easy to use via the app.

Easy to use via the app. Good savings rates. Reviewed on: 17th April 2025

Great rates and really easy to setup and use.

Really easy to setup and use, and has the best rates I have found outside of a cash ISA. Reviewed on: 17th April 2025

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