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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy to operate although sometimes facial recognitio...

5
Easy to operate although sometimes facial recognition doesn’t work but other options are fine. Reviewed on: 17th April 2025

Savings rates could be more competitive however good...

5
Savings rates could be more competitive however good app easy to use Reviewed on: 17th April 2025

Great savings accounts and easy to set up on app

5
Great savings accounts and easy to set up on app Reviewed on: 17th April 2025

Atom bank is easy to open account and secure for mon...

5
Atom bank is easy to open account and secure for money . This bank also give you hight interest rate too . Reviewed on: 17th April 2025

Very easy to use.

5
Very easy to use. Simple. Well explained Reviewed on: 17th April 2025

Easy to use via the app.

5
Easy to use via the app. Good savings rates. Reviewed on: 17th April 2025

Great rates and really easy to setup and use.

5
Really easy to setup and use, and has the best rates I have found outside of a cash ISA. Reviewed on: 17th April 2025

Great app based savings

5
Great savings, fixed rates and easy to use app. What's more to like? Reviewed on: 17th April 2025

Review of Saving

5
What I like about Atom is you can see your savings grow each month. If there is any change in interest rate they will let you know . Reviewed on: 17th April 2025

The App is easy to use and great Customer Service.

5
The App is easy to use. Customer services are very helpful. We took out our mortgage with Atom Bank and everything went very well. Everything is always straight forward. Reviewed on: 17th April 2025

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