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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy to set up, user friendly app!

5
Easy to set up, user friendly app! Thank you Reviewed on: 17th April 2025

Easy to use app and good rates.

5
Easy to use app and good rates. It was easy to open the accounts and they give plenty warning when rates are about to change. Reviewed on: 17th April 2025

Excellent customer service.

5
Excellent customer service. App is extremely easy to use Reviewed on: 17th April 2025

Interest rate not as good as originally

4
Interest rate not as good as originally Reviewed on: 17th April 2025

Very easy to deal with

5
Very easy to deal with and let you know when there is a better account than the one you have . Always keep you informed when rates change and accounts due to mature. Reviewed on: 17th April 2025

So easy to use always good rates on offer

5
So easy to use always good rates on offer Reviewed on: 17th April 2025

The App is easy to navigate:

5
The App is easy to navigate: Moving money around proved to be straightforward and I have been pleased with the interest rate on my account: Communications from the bank have been straightforward and informative. Reviewed on: 17th April 2025

Straightforward, clear process, how refreshing!

5
very simple, clear process and resulted in what I was advised and expected. Reviewed on: 17th April 2025

Easy to use.

5
Easy to use. Well laid out and easy to follow app.Great deals on accounts Reviewed on: 17th April 2025

I have been saving with Atom for several years and a...

5
I have been saving with Atom for several years and always find their interest rates very competitive and their app really easy to use. Instructions are very easy step by step guides and d their customer service is excellent. Reviewed on: 17th April 2025

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