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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5184)

Great communicators and interest rates

I have been using atom for about a year and have had nothing but a positive experience. I appreciate the regular communication and awesome interest rates! Reviewed on: 17th April 2025

Great savings account ...

Easy app to set up and deposit money good communication Reviewed on: 17th April 2025

With the app it’s easy to access

With the app it’s easy to access Reviewed on: 17th April 2025

Truly easy setup

Nice easy hassel free experience. Reviewed on: 17th April 2025

Atom Bank App

The Atom Bank App is very easy to use and the savings products offered always offer competitive interest rates. Reviewed on: 17th April 2025

Wooopppp Atom bank!

Great, easy bank. Good options for all your needs. Reviewed on: 17th April 2025

Satisfied Customer

Have always been advised of account maturity in plenty of time, unlike some other banks. Reviewed on: 17th April 2025

I like Atom.

I like Atom. The app is straightforward and was easy to install. I quite like their model of offering a top rate apart from if you withdraw, but the lower rate only applying for the month that you take out cash. For that reason I've not tried withdrawing cash, but I'm sure that it's be fairly easy. Reviewed on: 17th April 2025

Easy to use app and happy with everything.

Easy to use app and happy with everything. No issues or concerns Reviewed on: 17th April 2025

So easy to manage online.

So easy to manage online. Already recommended to family and friends. Reviewed on: 17th April 2025

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