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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom Bank App

5
The Atom Bank App is very easy to use and the savings products offered always offer competitive interest rates. Reviewed on: 17th April 2025

Wooopppp Atom bank!

5
Great, easy bank. Good options for all your needs. Reviewed on: 17th April 2025

Satisfied Customer

5
Have always been advised of account maturity in plenty of time, unlike some other banks. Reviewed on: 17th April 2025

I like Atom.

5
I like Atom. The app is straightforward and was easy to install. I quite like their model of offering a top rate apart from if you withdraw, but the lower rate only applying for the month that you take out cash. For that reason I've not tried withdrawing cash, but I'm sure that it's be fairly easy. Reviewed on: 17th April 2025

Easy to use app and happy with everything.

4
Easy to use app and happy with everything. No issues or concerns Reviewed on: 17th April 2025

So easy to manage online.

5
So easy to manage online. Already recommended to family and friends. Reviewed on: 17th April 2025

Got interest on time no problem what more do you...

5
Got interest on time no problem what more do you need Reviewed on: 17th April 2025

Great savings rates

5
Great savings rates plus very easy for us oldies to fathom out Reviewed on: 17th April 2025

Very easy to use and with good interest rates

5
Very easy to use and with good interest rates Reviewed on: 17th April 2025

Great to get started in APP

5
Opened account fast and easy. Get updates regularly. Easily withdraw money if needed Reviewed on: 17th April 2025

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