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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5184)

I’ve trust Atom Bank with my money

I’ve trusted Atom Bank with my money for the last four years. It’s a problem which there isn’t there is a person to talk to. They’re very courteous and helpful. Reviewed on: 17th April 2025

Easy to manage savings.

Very easy to set up app and intuitive and easy to understand. Accessible information and great rates. Commended by MSE and glad I joined. Reviewed on: 17th April 2025

Easy to open account.

Easy to open account. Best interest rates around . No hassle moving money around. Only wish they had cash isas! Reviewed on: 17th April 2025

Excellent bank, great app.

Excellent bank, great app. etc Interest rates competitive. Reviewed on: 17th April 2025

Generally good interest rates

Find the sign in proc dire a bit clunky compared to some banks ie photo id. Reviewed on: 17th April 2025

Top banking app

The app is very easy to use (I’m 75 yrs old), always let you now when any work is being done on the app. Any money transfers are immediate,and savings rates compare to over sites. Reviewed on: 17th April 2025

Spot on app with great interest rate

Spot on app with great interest rate Reviewed on: 17th April 2025

Very easy to set up an account,no problem with trans...

Very easy to set up an account,no problem with transfers, good rates and feel safe with atom bank. Reviewed on: 17th April 2025

Good product, good communicators, hassle free.

Good product, good communicators, hassle free. Reviewed on: 17th April 2025

I used to have a savings account with my bank

I used to have a savings account with my current account - it wasn’t paying very good interest so I ditched that and opened Atom Savings and have never looked back! Reviewed on: 17th April 2025

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