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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

ATOM BANK - Simply the setter of high standards

ATOM BANK - They simply set the very highest standards of service and assistance that others can only strive to catch up with !!! They are informative of advances in their offerings and are a real pleasure to talk to if there is anything that I need clarification of. Reviewed on: 17th April 2025

Very good no problems very easy to use

Very good no problems very easy to use Reviewed on: 17th April 2025

Transferred my money from another Challenger Bank.

Transferred my money from another Challenger Bank because their website and service was useless! Delighted to see how quickly and smoothly the Atom Bank online system worked. Reviewed on: 17th April 2025

Great Service

Atom.have been brilliant so far. No issues Reviewed on: 17th April 2025

Best for my lump sum.

I had a lump sum to put into a bank account but need a monthly return. Atom was the only bank I found that fitted my criteria. I wasn't a regular saver as required by many to get the best rates. Atom's rates were by far the best rates. I have recommended Atom to many other people in a similar position to myself. Reviewed on: 17th April 2025

Great solution, I recommend it you can save money qu...

Great solution, I recommend it you can save money quickly and without unnecessary problems Reviewed on: 17th April 2025

Atom review

Clear but effective signing in system. Good security, but not too complex. Good communication. Reviewed on: 17th April 2025

Very happy with their interest rates

Very happy with their interest rates - they even put them UP recently, when every other bank was lowering theirs! Reviewed on: 17th April 2025

Brilliant app to control accounts.

Brilliant app to control accounts. Clear and straightforward. Transfers are done instantly and rates are always competitive! Reviewed on: 17th April 2025

Simple with decent range of options

Easy to setup and use, decent interest rate and range of options. Happily continue to use them. Reviewed on: 17th April 2025

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