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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

So easy to use the App and the Atom interest rates a...

So easy to use the App and the Atom interest rates are generally excellent and most competitive. Any issues sorted in the App but over many years I have only had one issue that resolved itself Reviewed on: 17th April 2025

They always keep me updated and respond to all my re...

They always keep me updated and respond to all my requirements, customer service is second to none. Reviewed on: 17th April 2025

Great online bank to save and invest

Great online bank to save and invest Reviewed on: 17th April 2025

A Bank for all Occasions

I wanted a bank that I could invest in a bond savings account; ATOM does this. I wanted a bank that I could take my money out easily; ATOM does this. It’s a brilliant bank; simple to understand; simple to use. Reviewed on: 17th April 2025

Good interest rate, easy to use app

Good interest rate, easy to use app Reviewed on: 17th April 2025

Easy to use, great rates of interest

Easy to use, great rates of interest Reviewed on: 17th April 2025

Able to do everything required on the app.

Able to do everything required on the app. Never had to contact help desk via phone hence the neutral rating. Reviewed on: 17th April 2025

Highly recommended

Easy to navigate the app, clear language. Excellent interest rates with good choice of term and interest options Reviewed on: 17th April 2025

Atom Bank Review

The App is excellent and simple to use. I have now had two fixed rate bonds with Atom Bank and the service has been brilliant on both occasions. I was kept fully informed of key dates and also easily able to access all information I needed for tax filing purposes. Reviewed on: 17th April 2025

Patience and help!

Whenever I haven’t understood things, the sales people have (very!) patiently talked me through what I need to do. It has been my first online experience and it has been worry free! Reviewed on: 17th April 2025

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