Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

They are always helpful and friendly.

5
They are always helpful and friendly. Great rates of interest. Very clear communication and the App is excellent. Reviewed on: 17th April 2025

Good value and easy to manage

5
I have 2 savings accounts with Atom. The instant access, which is easily managed through the app and a fixed term savings which was easy to set up with choices of how to receive interest. Atom keeps me updated with any changes in good time. I would recommend to anyone. Reviewed on: 17th April 2025

Great bank,instant transfers,dependable and friendly...

5
Great bank,instant transfers,dependable and friendly helpful staff Reviewed on: 17th April 2025

Easy to use, good communication, information easily...

5
Easy to use, good communication, information easily accessible. Good interest rates. Handy phone app. Regular emails. Reviewed on: 17th April 2025

Easy to use, very friendly and helpful staff and goo...

5
Easy to use, very friendly and helpful staff and good interest rates Reviewed on: 17th April 2025

Great App !

5
Great App - so simple to use. Great interest rates - very competitive ! No rubbish marketing tat !!! Reviewed on: 17th April 2025

Savings without hassle.

5
Basically I had some money to invest and Atom seemed like the right place and I have no regrets. Reviewed on: 17th April 2025

Very good rates and security Very good access to fun...

5
Very good rates and security Very good access to funds to nominated account Very good Reviewed on: 17th April 2025

Top notch savings

5
Easy app. to use and excellent rates of interest. Reviewed on: 17th April 2025

Excellent service and easy to look up my account thr...

5
Excellent service and easy to look up my account through the app Reviewed on: 17th April 2025

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review