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Atom Bank: Savings reviews

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4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Never had a problem always been quite easy to sign u...

5
Never had a problem always been quite easy to sign up for an account Reviewed on: 17th April 2025
Christine H's avatar
Christine H

Atom bank is excellent all round

5
Atom has a great banking app, easy to use and always offer competitive interest rates for savers and a good range of products. Reviewed on: 17th April 2025
Stephen E's avatar
Stephen E

I’ll be reinvesting for a third term.

5
No fuss, all information visible and transparent. Reinvested for a second term. Reviewed on: 17th April 2025
Andrew B's avatar
Andrew B

simple and easy access.

5
simple and easy access. I get everything I need Reviewed on: 17th April 2025
Parnia G's avatar
Parnia G

Best on line experience.

5
I bank on line and find it so easy make transactions. I always transfer my savings from another bank to my Atom Account and fing this so easy to do. Reviewed on: 17th April 2025
Pammy's avatar
Pammy

It has good rate for easy access savings

5
It has good rate for easy access savings Reviewed on: 17th April 2025
Dmitry R's avatar
Dmitry R

great rates of interest and flexibility

4
great rates of interest and flexibility Reviewed on: 17th April 2025
anisa's avatar
anisa

Easy to open an accont via app

5
Took out account via phone app. Was a very smooth clear process. Liked insights such as expected interest the account would earn and when deposit window would close. Had no need to speak to anyone as every step had helpful prompts. Reviewed on: 17th April 2025
Mrs H's avatar
Mrs H

Excellent.

5
The bank have a welcoming app and it was easy to set up an account. I have had no problems. Reviewed on: 17th April 2025
SK's avatar
SK

Everything easy to understand and straightforward wi...

5
Everything easy to understand and straightforward with an excellent rate of interest. Reviewed on: 17th April 2025
Julia Foulds 's avatar
Julia Foulds

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