Smart Money People Logo

Atom Bank: Savings reviews

4.93
Based on 4,591 reviews, last reviewed 30th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom Bank Review Good bank. Good App. Easy to maneouvre Reviewed on: 30th June 2025
Elizabeth O's avatar
Elizabeth O

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
Happy customer's avatar
Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

Already an Atom Bank savings customer? Leave a review and let others know about your experience with the ultra-modern banking app.

Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (4591)

Very good app, easy to use Good rates of interest Cy...

5
Very good app, easy to use Good rates of interest Cystomer service excellent Reviewed on: 16th April 2025

DEFINITELY no issues

5
All so simple and always kept up to date No issues at all ! I am nearly 66 years old and struggle with banking lingo but Atom make it easy to understand Reviewed on: 16th April 2025

Very helpful application process.

5
Very helpful application process. Great online presence easy to use Reviewed on: 16th April 2025

100% positive Experience with this bank

5
This is the third year that I have banked my savings with Atom bank after a positive recommendation from Martin Lewis (MSE) on his TV show . It was easy to set up an account and the interest rate has been one of the highest I have seen offered to customers and the sum of money I had been offered, was added to my savings on the date each investment matured. It almost feels like free money has been given to me! Reviewed on: 16th April 2025

Easy to access and use.

5
Easy to access and use. I was dubious at first but now am very happy and confident using the app. Reviewed on: 16th April 2025

Very smooth and hassle free process.

4
Very smooth and hassle free process. Opening accounts is very easy and at rates always very competitive Reviewed on: 16th April 2025

Excellent rates !

5
Excellent rates ! Great app and easy to transfer funds ! Reviewed on: 16th April 2025

Clear and easy to navigate the app.

5
Clear and easy to navigate the app. Easy to open well explained accounts. Reviewed on: 16th April 2025

Good and competitive interest rates.

5
Easy to use app. Good and competitive interest rates. Excellent customer service. Reviewed on: 16th April 2025

First Class service

5
Easy to use secure application. Have had several accounts with the company and have always found them very competitive and secure Reviewed on: 16th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.26 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.91 from 50 reviews
    Atom Bank
    View all products