Smart Money People Logo

Atom Bank: Savings reviews

4.93
Based on 4,592 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good product offers fair returns Good product offers fair returns Reviewed on: 5th September 2025
Peter Bower 's avatar
Peter Bower

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
Happy customer's avatar
Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

Already an Atom Bank savings customer? Leave a review and let others know about your experience with the ultra-modern banking app.

Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (4592)

Excellent bank

5
Been with Atom for years. Competitive rates, never had a problem. Reviewed on: 16th April 2025

Perfect example of a digital bank.

5
Perfect example of a digital bank. Good rates of return, simple to setup and open an account. Very clear to understand instructions relating to account management and the terms of your investment. Can access your account 24 hrs a day and they acknowledge any investment made within seconds of receipt. Really very impressed by the whole service experience! Please deliver more of the same!!! Reviewed on: 16th April 2025

A rarity - a hassle-free new venture

5
Straightforward set-up. Easy to use app. Good ‘vibe’ re communications. Good interest rates. Reviewed on: 16th April 2025

Great interest rates on lots of accounts, easy to us...

5
Great interest rates on lots of accounts, easy to use app Reviewed on: 16th April 2025

Total confidence.

5
I have been using Atom bank for some years now. It has been completely trustworthy, easy to deal with & honest. I shall have no qualms about reinvesting when my term of savings comes to an end.. Reviewed on: 16th April 2025

Great app with good service.

5
Great app with good service. Very satisfied with the bank. Reviewed on: 16th April 2025

Excellent company

5
Had fixed and instant saving accounts for a number of years and have always found them to be an excellent company to deal well with Reviewed on: 16th April 2025

Super easy to use, great App.

5
Super easy to use, great App. I found the sign up easy and learning to use the App’s features very straightforward. Reviewed on: 16th April 2025

Atom Bank Savings Review

5
Excellent service and the app is so easy to use, very comprehensive. Always have good competitive rates, and keep you informed of any movement in the interest rates. Feel they go above and beyond to help their customers. Reviewed on: 16th April 2025

Easy even for me!!

5
So easy, I’m not very computer savvy but this was simple even for me! Reviewed on: 16th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.26 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.87 from 50 reviews
    Atom Bank
    View all products