Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

View other Atom Bank products

4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

Savers paradise

Great app and great interest rates for savers. Reviewed on: 17th April 2025

First choice for fabulous financing

Ease of choice of product, always top percentage interest given on savings simple to apply for next roll over at end if fixed terms. Given plenty of warnings to swap to next great rates. Online app easy to yse Reviewed on: 17th April 2025

The Atom Bank app - Customer review April 2025

The Atom Bank app is easy to navigate around. Nevertheless, it is full of security features to ensure the online safety of its customers/savers. The Service help team is always on hand when I want to get in touch with them. There is no need to be kept on the line waiting. They respond with detailed instruction to ensure my safety and I get what I want to ask them for. Great job Atom Bank! Reviewed on: 17th April 2025

Perfect saving experience.

Perfect saving experience. Easy to use and excellent customer service. Reviewed on: 17th April 2025

No complaints so far in so much as it does what it s...

No complaints so far in so much as it does what it says on the tin Reviewed on: 17th April 2025

Excellent customer service

Excellent customer service , knowledgeable about products. Reviewed on: 17th April 2025

money transfer is instant any activity l get a message.

money transfer is instant any activity l get a message. Good interest rate and easy to use. Amazing how other banks are so slow. Reviewed on: 17th April 2025

Great rates, excellent customer service and the best...

Great rates, excellent customer service and the best app by any financial organisation I use. Reviewed on: 17th April 2025

I have found the Atom app so easy to use and an idea...

I have found the Atom app so easy to use and an ideal way to save with competitive interest rates. Reviewed on: 17th April 2025

Savings Made Very Easy

Only recently became a customer but setting up the account was really easy, less than 15 minutes from start to finish. Great rates of return and great flexibility with withdrawals if the become necessary. All the terms and conditions were very easy to understand. I would have no hesitation in recommending Atom to anyone particularly customers who were looking to maximise interest on savings but retain an amount of flexibility on withdrawals if an emergency did crop up. Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Commsave Credit Union 5.00 from 4 reviews
Savings
from Britannia 4.14 from 3 reviews
Savings
from Mansfield Building Society 4.68 from 1566 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub