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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5184)

One of the easiest banks to place money

One of the easiest banks to place money Reviewed on: 17th April 2025

Atoms Fab App

This account was set up as a savings account. It was all done using the Atoms Fab App. Which was very easy to use. Reviewed on: 17th April 2025

Great online bank - would recommend to all

Great online bank - would recommend to all Reviewed on: 17th April 2025

Very helpful customer services easy to understand.

Very helpful customer services easy to understand. Helped me set up my account step by step amazing ..,,,,, Reviewed on: 17th April 2025

Easy fast account set up

Very simple and quick to set up an account. Atom make it easy. Reviewed on: 17th April 2025

Best bank for savings..

Atom Bank is one of the best savings bank I have used. The interest rates on my accounts are better than other banks. And I can have instant access Reviewed on: 17th April 2025

App is easy to navigate.

App is easy to navigate. Competitive interest rates. I like the idea that when money has been withdrawn you only lose one month of the higher interest rate. Reviewed on: 17th April 2025

Easy to use app and instant response

Easy to use app and instant response Reviewed on: 17th April 2025

Very easy to use app, great savings rates.

Very easy to use app. Straight forward explanation of savings accounts. Great rates and excellent communications. Reviewed on: 17th April 2025

Very neutral experience, don't stand out more than o...

Very neutral experience, don't stand out more than other banks Reviewed on: 17th April 2025

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