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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5184)

Never had any issues with banking or the app.

Never had any issues with banking or the app.Very professional in every department Reviewed on: 17th April 2025

Great service from Atom.

Great service from Atom. I have used them for several years now and would definitely recommend them. Reviewed on: 17th April 2025

Easy account to operate with a great interest rate

Easy account to open and operate with a great interest rate Reviewed on: 17th April 2025

Highly recommended

Easy App to use with great rates Reviewed on: 17th April 2025

Atom Bank - very happy with them

Atom Bank are always there or there about with a top rate and we have had many products from them. Administering them is always very easy and if I have ever had a problem I have always been able to speak to a real person who has helped me well. All good and we continue to be loyal customers Reviewed on: 17th April 2025

accounts easy to set up and manage with a great inte...

accounts easy to set up and manage with a great interest rate Reviewed on: 17th April 2025

Easy to use App, no hidden unpleasant surprises!

I wanted an instant access savings account that I could pop money into and out of with minimum effort. I found the Atom App straightforward and easy to use. There is good communication at every turn, exactly what I want from a bank. Reviewed on: 17th April 2025

Always extremely easy to use and a competitive rate...

Always extremely easy to use and a competitive rate of interest is paid. The account is flexible and my money accessible at all times. The app experience is very personable and friendly too! Reviewed on: 17th April 2025

Clear communication, transparency & great offers.

I joined First Direct when it was new & for a while it was excellent . . . Now, Atom Bank is the best (app-based) Bank, because of its clear communication, transparency & great offers. Reviewed on: 17th April 2025

Easy to open, easy to understand, simple interest pa...

Easy to open, easy to understand, simple interest payments monthly. Reviewed on: 17th April 2025

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