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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy fast account set up

5
Very simple and quick to set up an account. Atom make it easy. Reviewed on: 17th April 2025

Best bank for savings..

5
Atom Bank is one of the best savings bank I have used. The interest rates on my accounts are better than other banks. And I can have instant access Reviewed on: 17th April 2025

App is easy to navigate.

5
App is easy to navigate. Competitive interest rates. I like the idea that when money has been withdrawn you only lose one month of the higher interest rate. Reviewed on: 17th April 2025

Easy to use app and instant response

5
Easy to use app and instant response Reviewed on: 17th April 2025

Very easy to use app, great savings rates.

5
Very easy to use app. Straight forward explanation of savings accounts. Great rates and excellent communications. Reviewed on: 17th April 2025

Very neutral experience, don't stand out more than o...

3
Very neutral experience, don't stand out more than other banks Reviewed on: 17th April 2025

Great bank easy to use, good interest rates, instant...

5
Great bank easy to use, good interest rates, instantly able to transfer/move money around.- Reviewed on: 17th April 2025

Excellent online banking service

5
The information regarding my 2 year fixed saver is always to hand to help with financial planning. Reviewed on: 17th April 2025

Good experiences with this bank

5
The app is really easy to use and if I need to I can talk to a real live person who will do their best to help. Reviewed on: 17th April 2025

Very easy to use.

5
Very easy to use. Interest rates goid Reviewed on: 17th April 2025

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