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Atom Bank: Savings reviews

4.91
Based on 5,184 reviews, last reviewed 12th Mar 2026
53800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026
merciowusu@yahoo.com's avatar
[email protected]

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Pleasant experience

5
Atom are easy to use, once you’ve got through the joining process. I have not had to use the customer services, which is why I used the neutral vote. I am a returning customer as I have had a very pleasant experience during my during this time. Reviewed on: 17th April 2025

Easy to deal with.

5
Easy to deal with.English speaking,easy to understand. Reviewed on: 17th April 2025

Great banking experience

5
I have had to contact customer support chat several times. They always reply quickly and give clear answers. Reviewed on: 17th April 2025

I have recently had a account mature and the staff c...

5
I have recently had a account mature and the staff could not of been more helpful and very professional Reviewed on: 17th April 2025

Easy simple to understand banking and banking App.

5
Easy simple to understand banking and banking App. Excellent rates of interest. Regular communication updates by email when the fixed rate is ending, providing future options Reviewed on: 17th April 2025

Great Bank

5
When I first opened my account online with Atom I was not very confident as it was my first time using online banking. The experience is SO good I have now had a number of accounts with them. The facial recognition is excellent and the whole site is easy to use. And if you have a problem you can still phone them and they answer quickly - highly recommended. Reviewed on: 17th April 2025

Highly Recommend Atom Savings Account.

5
It was very easy to open a account with Atom all information was easy to understand. Since opening my account my wife and my father in-law have also opened a savings account due to my experience. Overall I would highly recommend Atom savings account. Reviewed on: 17th April 2025

Great app to use

5
Had 4 savings accounts with ATOM now and had nothing but good experiences.. easy to use the app .. no problems to recommend to anyone Reviewed on: 17th April 2025

I love the app, I love the interest rate!

5
I love the app, I love the interest rate! It is a pleasure to use. Reviewed on: 17th April 2025

Easy to use, good choice of products

5
Easy to use, good choice of products Reviewed on: 17th April 2025

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