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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy to use and great interest rates

5
Easy to use and great interest rates Reviewed on: 17th April 2025

Straightforward online banking - easy to set up, eas...

5
Straightforward online banking - easy to set up, easy to manage. Exactly what was offered and experienced. Reviewed on: 17th April 2025

Easy to use

5
Very straight forward to set up an account Reviewed on: 17th April 2025

Great bank

5
Great bank and very easy to deal with Reviewed on: 17th April 2025

Good savings rates, good easy to use app.

5
Good savings rates, good easy to use app. Communication has always been good gggggggggggggggggggggggggggggggggggggggggggggggggggggggggggg hhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh Reviewed on: 17th April 2025

Does what it says on the tiin

5
Easy to use and excellent assistance with problems Reviewed on: 17th April 2025

Very simple to use

5
Very simple to use , good interest rates and doesn’t bombard with adverts Reviewed on: 17th April 2025

Great service

5
Very good rates and easy to use. Reviewed on: 17th April 2025

First time user of Atom Bank

5
First time user of Atom Bank, where I invested my savings and received an excellent fixed rate on my investment. I was given 2 weeks notice that my investment was about to mature and informed a further email would be sent 3 days before maturity to confirm my options (reinvest, split or withdraw). Good communication. Reviewed on: 17th April 2025

Safe and secure.

5
I have had investments for several years and have found atom bank to be very satisfactory Reviewed on: 17th April 2025

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